Sr. Commercial Credit Analyst - To 85K - Addison, IL - Job 3269

Sr. Credit Officer – To $170K – Boston, MA – Job # 3191 Who We Are The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & Rockport, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves! We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you. The Position Our bank client is seeking to fill a Sr. Credit Officer role located in the Boston, MA market. The successful candidate will provide leadership and oversight for credit quality, loan operations, and loan compliance. This position comes with a generous salary of up to $170K and full benefits package. (This is not a remote position). Sr. Credit Officer responsibilities include: Leading the credit team and supporting loan products, policies, and procedures that ensure the overall quality of the Bank’s lending portfolio. Ensuring high-quality credit analysis on individual loans, portfolio stress testing, and calculating monthly allocations to the Loan Loss Reserve (ALLL/CECL). Key member of the bank’s leadership team and serves on various committees, including Officer’s Loan Committee and Pricing Committee. Assisting in meeting annual loan growth goals assigned by senior management and the Board of Directors. Assisting in coordinating external loan audits, including regulatory examinations. Reviewing large and complex loans prior to their submission to the Officer’s Loan Committee; reviews consist of making recommendations on loan structure, terms, and pricing so as not to expose the Bank to undue credit risk. Organizing and distributing credit information covering loan quality trends, growth indicators, and loan product concentrations; working closely with the credit team in reviewing economic trends and assessing the impact on the Bank’s loan portfolio. Managing stress testing of the loan portfolio using the Bank’s primary loan origination system software. Ensuring that individual loans are risk-rated correctly when reviewing loans for Officer’s Loan Committee approval. Supervising the Bank’s special assets area in curing weak credits, collection of such credits, or the movement of such undesirable credits; assists in the compilation of loan status reports and implementing respective loan action plans; prepares a report re-aging the status of the Bank’s special assets for submittal to the Board of Directors for review. Presenting and discussing loan information submitted to the Board of Directors for review, including the ALLL/CECL calculation, graded loan reports, and other loan quality information and trends. Assisting in maintaining relationships with the SBA and supporting requests with various guaranteed loan programs when it strategically benefits the bank and the borrower. Who Are You? You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future. You also bring the following skills and experience: Bachelor’s degree in finance, Accounting, Business Administration, or related discipline required. Ten or more years of experience in credit at a bank or financial institution. Must have a strong credit leadership background in CRE, C&I, SBA 7a, and SBA 504. Ability to monitor, analyze and report key credit and portfolio metrics. Advanced knowledge of related state and federal lending compliance regulations and best practices. Ability to write effective credit write-ups and memorandums for lenders. Ability to make credit decisions or recommendations based on industry credit practices, Bank policy and procedures, and regulatory guidelines. Strong leadership ability, written and verbal communication skills, and interpersonal skills. The next step is yours. Email us your current resume along with the position you are considering to: resumes@symicorgroup.com

M/I Homes has been building new homes of outstanding quality and superior design for more than 40 years. Founded in 1976 by Irving and Melvin Schottenstein and guided by Irving’s drive to always “treat the customer right,” we have fulfilled the dreams of over 140,000 homeowners and grown to become one of the nation’s leading homebuilders. M/I Homes started as a family business and grew into a national leader in a single generation with divisions in 17 markets, including Austin, Charlotte, Chicago, Cincinnati, Columbus, Dallas, Detroit, Ft. Myers/Naples, Houston, Indianapolis, Minneapolis, Nashville, Orlando, Raleigh, San Antonio, Sarasota, and Tampa. Job Summary: Prepares applicable documentation for FHA, VA and Conventional mortgage loan applications and recommends required packages for loan approval.  Requirements Proactively manage the loan process from origination to funding, analyzing documentation, anticipating needs, and proactively taking action. Collects required documentation, and communicates loan application status to team members and real estate agents. Responds to inquiries from team members, real estate agents, title companies, and mortgage operations associates. Updates internal software systems for reporting. Uploads documentation and packages loan applications for submission to processing. Sets appointments with customers on behalf of MLO. Attends weekly pipeline meeting with our local builder. Adheres to company and regulatory timelines. May occasionally originate mortgage loan applications and lock rates directly in the loan origination system. Reports to the Branch Manager. Assist with special projects as requested and perform additional duties as required.   Works closely with loan officers, builder sales representatives, and new home purchasers to assist all parties in completing the purchase transaction.  Minimum Education and Work Experience: High school graduate with at least one year of relevant course study including seminars and workshops combined with at least one year of related experience and/or training; general knowledge of loan processing and underwriting fundamentals. State of Texas Loan Officer License required for Texas employees (can be obtained after hire). Skills and Abilities: Customer-service oriented with good verbal and written communication skills for interaction with a variety of people inside and outside of the organization.  Ability to elicit, interpret, analyze and evaluate given information relative to underwriting guidelines and lender requirements.  Excellent organization skills and detail-oriented aptitude.  General administrative abilities to include typing, filing and use of computer, calculator, copier and facsimile machines. Benefits M/I Homes offers a comprehensive benefits package, including medical, dental, vision, paid time off and paid holidays, paid parental leave, traditional and Roth 401(k) options, profit sharing plan, employee stock purchase plan, employee home purchase plan and more. We are committed to attracting, developing, and retaining diverse talent that reflects the customers we serve and the communities where we live and work. We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing. M/I Financial, LLC 4131 Worth Ave, Suite 460, Columbus, OH 43219. Company NMLS# 50684. For information on MIF licensing, please visit https://www.mihomes.com/financing. #IND123

About Us YouLend is the preferred global embedded financing platform for many of the world’s leading e-commerce sites, tech companies and payment services providers such as Amazon, eBay, Shopify, Mollie, Dojo, Paysafe, Just Eat Takeaway and Takepayments. Our software platform and APIs enable our partners to offer flexible financing products, in their desired branding, to their merchant base. With YouLend's AI-driven credit risk assessment solutions, more merchants and SMEs than ever can receive fast, flexible and affordable funding. We operate in 9+ geographies across the UK, EU and the US. We believe that the future of financial services will be delivered by customer-oriented tech companies that embed financing in their customer journeys, and we are building the solutions that will power that future. The Role: To meet the growing demand for our technology and services, we are currently growing our Credit Decisions Team. We are looking for a Junior Credit Decisions Associate with a strong bias to action who is excited about leveraging technology and design to deliver meaningful business outcomes for our partners and their merchants. As a Junior Credit Decisions Analyst, you will be using YouLend proprietary solutions to decision and price applications.  You will be contributing ideas to improve the ongoing processes, validating the accuracy and completeness of information received for each deal and liaising with the Credit Risk/Data Science teams to influence decisions. Requirements Have excellent attention to detail and be comfortable working with numbers and data.  Be comfortable with interpreting data and presenting results.  Strong use of Excel or any data analysis software.  Be highly organised and reliable.  Salary: $50,000 + 20% annual bonus Benefits We offer comprehensive benefits package that includes: Health Care Coverage. Youlend covers 80%; employee contribution is 20% of the premium. Medical Plan (medical insurance and prescription drug coverage)- Choice of 5 different plans through United Healthcare. Dental plan coverage Vision plan coverage Benefits can be for: Employee only; Employee & Spouse; Employee & Child; Employee & Family Retirement - 401K match. Employee match $1 for $1 up to 5% of salary. Basic Life & AD&D Insurance. International travel insurance covered if traveling abroad for work purposes. Paid Time Off (PTO)- 20 working days (4 weeks) + US public holidays Paid Office Parking Why join YouLend?  At YouLend, we are actively creating an equitable and inclusive environment for every YouLender to thrive. We champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion process are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law. 

Credit Analyst - ICRE – To $70K – Remote – Job # 3177 Who We Are The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & Rockport, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves!We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you.The Position Our client is seeking to fill a remote Credit Analyst - ICRE role. The successful candidate will be responsible for analyzing complex financial information and cash flow of existing and potential borrowing clients for purposes of approving or denying a loan request, and presenting information in comprehensive documents with relevant financial data and narrative. The incumbent is expected to act in a professional manner and within the accepted standards and practices of the industry.The first two weeks of this position will be in Indianapolis, IN.The position includes a salary of up to $70K and an excellent benefits package.Credit Analyst - ICRE responsibilities include Analyze the financial condition and cash flow of borrowers; analysis to include identification of trends in financial ratios, analysis of balance sheet and income statement changes and trends, guarantor analysis, and collateral analysis Convert financial statements into a common-size spreadsheet utilizing financial spreading software Conduct in in-depth review of rent rolls, leases, income statements, CoStar, appraisal reports, guarantor financials, global cash flow statements, and other financial information to determine, independently that the borrower can generate income and cash flow sufficient to repay existing and proposed debts Present findings in comprehensive credit approval documents that outline the loan request and the financial condition of the borrower, including relevant financial data and narrative Communicate with lenders and/or borrowers to obtain necessary information regarding the borrower Assist lenders with structuring/underwriting loans Assist Credit Operations Specialist as needed with updating borrower financial statement requirements and covenant requirements in tracking software Assist Credit Underwriting Associates as they prepare financial statement spreads on behalf of the Credit Officer and under their supervision Perform quality control review of imaged documents Who Are You?You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.You also bring the following skills and experience: College degree in accounting, finance, economics or business; a minimum of 6 hours of college-level accounting coursework required, including intermediate financial accounting Minimum of 2-5 years of experience in credit analysis at a bank with assets of $1 billion or more; experience analyzing complex investment CRE borrowers with deal and/or relationship size between $2 million and $20 million; demonstrated skills in areas such as rent rolls, leases, cash flow, market analysis, and guarantor global cash flow analysis for commercial real estate loans Exceptional ability to analyze and interpret all types of financial statements, formulate conclusions, and present findings in a narrative credit analysis memo Experience analyzing borrowing base certificates and underlying assets comprising the certificate to determine if the borrower is in compliance Demonstrated ability to create, interpret, and test borrower loan covenants Proven verbal and written communication skills, including the ability to convey information about a borrower’s financial status in commonly understood terms Demonstrated ability to think critically, make well-reasoned assumptions and solve problems Experience with and strong working knowledge of standard computer applications, especially Word, Excel, and Adobe Acrobat High degree of accuracy and attention to detail Strong initiative and ability to manage multiple lender requests, organizing and prioritizing tasks as appropriate; ability to work independently and meet deadlines The next step is yours. Email us your current resume along with the position you are considering to: resumes@symicorgroup.com

Commercial Loan Processor – To $72K – Dallas, TX – Job # 3560FR Who We Are The Symicor Group is a boutique talent acquisition firm based in Schaumburg, IL & Rockport, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves! We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you. The Position Our bank client is seeking to fill a Commercial Loan Processor role located in the Dallas, TX area. The position is responsible for the preparation, accuracy, and completeness of commercial loan packages, using the Bank’s documentation system and procedures. The candidate will be processing and preparing commercial loan products, as assigned. The opportunity has a generous salary of up to $72K and a full benefits package. (This is not a remote position.) Commercial Loan Processor responsibilities include: Processing commercial loan requests for both new and renewal loans using prescribed procedures and software. Making an initial review of the loan approval (Profile), using information available on the loan processing software system and credit file, obtaining required information for underwriting, and preparing loan closing documents. Preparing all necessary loan documents including Promissory Note, Business Loan Agreement, Construction Loan Agreement, Disbursement Request and Authorization, Resolutions, and Loan Checklist using information from the loan application, profile, and title policy. Confirming loan approval authority as defined by bank policy; review and obtain an understanding of the loan transaction from the Loan Profile. Determining that initial underwriting documentation is present according to the approval document. Reviewing credit files and determining additional documentation needs to support underwriting requirements, such as entity papers, credit reports, purchase contracts, lien searches, title work, appraisal or evaluation, environmental questionnaire, survey, life insurance, and property liability insurance. Ordering supporting documentation from approved vendors and working with loan officers or customers as needed. Renewal loan processing includes entering the loan into loan software and working with the servicing loan officer to move the approved credit to close. Communicating results of documentation review and any processing issues to the loan officer on a timely basis. Balancing transactions and preparing all general ledger tickets and cashier’s checks for disbursement. Preparing wire forms, wire tickets, and authorizing wires for loan proceeds. Processing loan file post-closing, including preparation and delivery of instruction letter and the closing packet to the title company if needed. Assisting with additional loan operation roles, as requested or necessary. Who Are You? You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future. You also bring the following skills and experience: High School Diploma or equivalent required; two (2) year degree or higher preferred. Two or more years of experience in commercial loan document preparation and/or document processing. Understanding of the required documentation for commercial term loans and lines of credit and the associated collateral documentation. Ability to prioritize work on complex loan transactions to meet scheduled loan closing dates. Knowledge of compliance requirements for commercial borrowers. Knowledge of related state and federal lending and compliance laws and regulations, and other Bank lending policies. Highly accurate data entry skills and a strong level of skill working with a variety of PC and internet applications, including LaserPro, Excel, Word, and PowerPoint, and the ability to navigate key industry-specific Internet sites. Strong multi-tasking, time management, thoroughness, and accuracy skills required. Solid communication and organizational skills with a focus on teamwork and cooperation. A high level of confidentiality is required. Ability to work under deadlines with frequent interruption. The next step is yours. Email us your current resume along with the position you are considering to: resumes@symicorgroup.com

The Position Our bank client is seeking to fill a Commercial Credit Processor/Operations role in the Baltimore, MD area. The position is responsible for assisting Chief Credit & Risk Officer with daily administrative tasks and special projects as needed and assigned. The opportunity has a generous salary of up to $75K and a benefits package. (This is not a remote position). Commercial Credit Processor/Operations responsibilities include: Safekeeping of all original loan documents for active loans and maintaining the accuracy of the document exception tracking system. Performing quarterly vault audits to ensure that a complete document file exists for each loan. Performing research as necessary to locate any missing original documents or files containing original documents. Ordering appraisals and conducting regular follow-ups with external sources for the status of outstanding reports. Creating and updating ticklers on the loan accounting system for UCC filings and continuations, evidence of insurance, and other documents monitored for outstanding loans. Maintaining all HMDA reportable loan files. Preparing lien releases on collateral and mailing paid notes and release documents to the customer and/or other authorized parties. Retention and safekeeping of all paid/closed loan files and retiring paid-off loans from the document imaging system. Retrieving active collateral files and paid-off loan files as requested by internal customers, auditors, and examiners. Cross-training with and Assisting Loan Documentation Manager with the preparation of closing documents for consumer, conventional mortgage, and unsecured/single-collateral loan packages. Requirements Who Are You? You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future. You also bring the following skills and experience: A High School Diploma or GED equivalent is required. Some college preferred. Three or more years required in banking/clerical areas. Working knowledge of State and Federal regulatory requirements and general banking compliance requirements pertaining to commercial, real estate, and consumer loan transactions. Working knowledge of loan documentation, lien perfection, and loan administration procedures. Benefits The opportunity has a generous salary of up to $75K and a benefits package. (This is not a remote position).