Sr. Credit Officer - To 150K - Athens, GA - Job 3214

M/I Homes has been building new homes of outstanding quality and superior design for more than 40 years. Founded in 1976 by Irving and Melvin Schottenstein and guided by Irving’s drive to always “treat the customer right,” we have fulfilled the dreams of over 140,000 homeowners and grown to become one of the nation’s leading homebuilders. M/I Homes started as a family business and grew into a national leader in a single generation with divisions in 17 markets, including Austin, Charlotte, Chicago, Cincinnati, Columbus, Dallas, Detroit, Ft. Myers/Naples, Houston, Indianapolis, Minneapolis, Nashville, Orlando, Raleigh, San Antonio, Sarasota, and Tampa. Duties and Responsibilities Generates and originates new loan packaging services and assists the home buyer with financing needs.  Provides information to sales staff on current mortgage rates, loan programs and qualification of buyers to assist in potential sales. Interviews loan applicants to gather specific information relative to credit, employment, and financial history. Analyzes and evaluates applicant financial status and credit information to determine qualification and use of appropriate loan programs and interest rate lock. Ensures loan applications are complete and accurate according to policy and for delivery to underwriting for approval. Assist with special projects as requested and perform additional duties as required.   Requirements High school graduate with at least one year of relevant course study including seminars and workshops in addition to specific training in loan origination combined with a minimum of two years related experience; thorough knowledge of loan processing and underwriting fundamentals.  Must have NMLS license. BUILDER MORTGAGE experience preferred. Skills and Abilities:  Customer-service oriented with excellent verbal and written communication skills for interaction with a variety of people inside and outside of the organization.  Strong organization and negotiating skills to develop new business.  Ability to elicit, interpret, analyze, and evaluate given information relative to underwriting guidelines and lender requirements.  Work Conditions: Valid driver’s license required for travel remote sales offices and potential business associates.   Benefits M/I Homes offers a comprehensive benefits package, including medical, dental and vision insurance, company paid life and disability insurance, optional supplemental life insurance, Health Savings Accounts and Flexible Spending Accounts, paid time off (PTO) and paid holidays, paid parental leave, traditional and Roth 401(k) options, a profit sharing plan, an employee stock purchase plan, an employee home purchase plan and more. We are committed to attracting, developing, and retaining diverse talent that reflects the customers we serve and the communities where we live and work. We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing. M/I Financial, LLC 4131 Worth Ave, Suite 460, Columbus, OH 43219. Company NMLS# 50684. For information on MIF licensing, please visit https://www.mihomes.com/financing. #IND123

SBA Lender – To $120K – Hybrid Remote (Oshkosh, WI) – Job # 3336 Who We Are The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & San Antonio, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves! We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you. The Position Our community bank client is seeking to fill a Hybrid Remote SBA Lender role in the Oshkosh, WI area. The candidate will help with the SBA lending program for the Bank. This position offers a competitive salary of up to $120K and a full benefits package. (This is a hybrid remote position). SBA Lender responsibilities include: Assisting in goal setting and staffing recommendations. Pipeline production. Developing and maintaining a working relationship with area business brokers active in the SBA arena. Soliciting eligible SBA loan prospects. Structuring and pricing the loan requests to meet the guidelines within the SBA SOP Lending Policy. Making decisions pertaining to inquiries, approvals, and requests as they apply to existing policies and procedures, keeping within assigned approval limits, and using these instances as learning tools for employee development. Packaging loans in a manner consistent with SBA requirements. Collecting sufficient information to underwrite the loan requests to the standards established by SBA and the Bank. Preparing and presenting loans to the proper approval authority. Closing the loan in a manner consistent with the SBA authorization and the policies of the Bank. Servicing loan clients by developing and enhancing the client relationship with the Bank. Performing additional duties as assigned or directed. Who Are You? You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future. You also bring the following skills and experience: Bachelor’s degree or equivalent work experience required, course of study in Business, Finance, Accounting, or Economics highly preferred. Knowledge of Credit Analysis is strongly preferred. Five or more years of SBA Lending experience. Work experience in SBA and other government-assisted lending programs, with knowledge of the SBA standard operating procedures. Maintains current and up-to-date knowledge and continues professional development through training to maintain a high degree of competence in all matters pertaining to SBA. Leadership and decision-making skills with the ability to build and lead a proficient SBA team. Strong verbal and written communication skills. Computer (Microsoft Office), Accounting, Credit Analysis, SBA policies and procedures, Commercial banking policies and procedures, financial calculator. The next step is yours. Email us your current resume along with the position you are considering to: resumes@symicorgroup.com

Commercial Lender – To $125K + Bonus – Milwaukee, WI – Job # 3563 Who We Are The Symicor Group is a boutique talent acquisition firm based in Schaumburg, IL & Rockport, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves! We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you. The Position Our bank client is seeking to fill a Commercial Lender role to be based in the Milwaukee, WI market. The successful candidate will make and service a variety of C&I & CRE loans. The candidate will also assist senior officers in handling larger and more complicated loans and provide other customer services as may be required. The position includes a salary of up to $1255K + Bonus and an excellent benefits package. (This is not a remote position) Commercial Lender responsibilities include: Developing and managing commercial loan accounts that meet established lending requirements and provide maximum profitability at minimum risk. Soliciting commercial clients; actively seeking and obtaining quality new business through client and prospect calls, referrals, and cross-selling efforts. Obtaining and maintaining COIs and attending various networking events in the assigned geographic area. Generating a wide variety of commercial and real estate loans. Contributing to deposit growth by cross-selling and promoting additional banking products Collecting and analyzing information that reflects the current creditworthiness of customers and the current merits of existing loans. Reviews and analyzes title reports or surveys to determine issues and any present or potential risks. Analyzing the applicant’s financial status, credit, and property evaluation to determine the feasibility of granting the loan or submitting an application to a credit analyst for verification and recommendation. Meeting with applicants to obtain information for loan applications and to answer questions about the process. Guiding loans through the approval and closing process. Explaining, promoting, cross-selling, or referring banks, insurance, and trust products or services. Representing the Bank in the community through professional and civic involvement is critically important to this role. Who Are You? You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future. You also bring the following skills and experience: A bachelor’s degree in banking, finance, or another related field is preferred. Seven or more years of direct lending or credit support-related experience with a focus on business relationships. Proven background in generating CRE & C&I loans of between $12MM and $15MM in annual production. Formal credit-trained and /or underwriting knowledge and experience are preferred. Experience analyzing financial statements. Familiarity with the sales, loan processing, and closing processes. Extensive knowledge of Commercial Banking products and services, including working knowledge of C&I as well as Owner-Occupied and Investment Commercial Real Estate loans. Thorough knowledge of Federal and State regulations covering commercial banking activities. Ability to expand loans, client relationships, and cross-sell bank products. Strong analytical ability with effective written and verbal communication skills required. Efficient use of Outlook, Word, and Excel applications. Excellent interpersonal skills. The next step is yours. Email us your current resume along with the position you are considering to: resumes@symicorgroup.com

Sr. Credit Officer – To $170K – Memphis, TN – Job # 3474 Who We Are The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & Rockport, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves! We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you. The Position Our community bank client is seeking to fill a Sr. Credit Officer role in the Memphis, TN area.  The selected candidate will be responsible for managing the credit analysis and administration teams including recruitment, development, compensation, and performance management. This position offers a competitive salary of up to $170K and a full benefits package. (This is not a remote position) Sr. Credit Officer Officer responsibilities include: Developing department financial goals including credit quality, volume, and risk distribution. Providing recommendations on loan structure, terms, risk rating, and pricing. Presenting loans to the Bank’s Management Loan Committee and Directors Loan Committee for approval. Working with credit analysts and commercial lenders to ensure consistency and content of loan presentations. Implementing and monitoring credit policies and procedures with controls sufficient to maintain asset quality and credit risk management. Ensuring adherence to credit criteria, information guidelines, underwriting requirements, and performance expectations of the portfolio. Preparing and distributing reports related to loan quality and growth trends and loan product concentrations. Reviewing real estate data and assessing the impact on the Bank’s loan portfolio. Delegating assignments to balance workloads and meet customer expectations. Representing the Bank in communications with regulators, external loan review, auditors, and other parties. Participating in Bank committees including but not limited to Management Loan Committee and Directors Loan Committee. Who Are You? You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future. You also bring the following skills and experience: Bachelor’s degree required. Ten or more years of commercial banking. Ten or more years of progressive leadership experience required. Experience in credit administration, analysis, and risk mitigation with direct credit approval. Supervisory experience in commercial real estate, construction, and commercial and industrial lending. The next step is yours. Email us your current resume along with the position you are considering to: resumes@symicorgroup.com

About the Organization The Momentus Capital branded family of organizations - which includes Capital Impact Partners, CDC Small Business Finance and Momentus Securities (an SEC-registered broker-dealer, MSRB-registered, FINRA/SIPC member) - are transforming how capital and investments flow into communities to provide people access to the capital and opportunities they deserve.    We are working to reinvent traditional financial systems and advance locally-led solutions that create economic mobility and generational wealth. Through our continuum of financial, knowledge, and social capital, we offer a comprehensive package of loan products, impact investment opportunities, training and business advising programs, and technology solutions.   Our holistic and streamlined approach offers comprehensive solutions for small business entrepreneurs, real estate developers, community-based organizations, and local leaders at every stage of growth, from inception to expansion. When these leaders have the opportunity to succeed, their communities, their residents – and our country – thrive.     Position Summary The SBA 504 Loan Officer (LO) plays a crucial role in the marketing and promotion of the SBA 504 loan program, with a primary focus on designated markets. This position involves not only understanding the intricacies of the financing options available but also actively reaching out to potential candidates and businesses that could benefit from these funding opportunities. While the LO has the wonderful advantage of working remotely, it's really important for them to connect with the community in person. This means we are looking for someone who is proactive and self-driven, someone who can handle their tasks and manage their time without needing continuous supervision. The perfect candidate will shine in an independent work setting and appreciate the significance of being present and engaged with the community. Candidates are ideally located in Southern California.     Essential Responsibilities ●               Promote and market CDC's business services to banks, small businesses, brokers, developers, and government agencies in the assigned markets, utilizing the small business lending programs and other lending products offered by CDC. ●               Develop and sustain a continuous loan pipeline. ●               Capable of delivering presentations to both groups and individuals, representing CDC at various business and industry events. ●               Identify, engage, and pre-screen potential borrowers to discuss our suite of loan programs and solutions. ●               Oversee the loan file processing while collaborating with support personnel across various departments. ●               Pre-qualify, gather, structure, and evaluate loan applications for eligibility, creditworthiness, and repayment capacity in accordance with CDC credit guidelines and SBA's Standard Operating Procedures. ●               Draft narratives on history, economic benefits, collateral, and other essential components required for the Loan Officer sections within CDC’s loan program software (Ventures), which will be used to populate the credit memorandum and other SBA 504 loan application documents. ●               Stay informed about and ensure CDC’s adherence to SBA’s program requirements while aiding in the loan file processing. ●               Consult with management and legal counsel regarding issues pertaining to CDC loan programs and corporate business services. ●               Collaborate closely with our designated Marketing team to enhance COI activities and elevate the CDC's presence in the marketplace. ●               Facilitate collaboration with internal partners to develop loan solutions by referring business opportunities when suitable. Requirements Candidates are ideally located in Southern California. ●               A bachelor's degree in business or public administration, marketing, economics, finance, or urban studies from a recognized institution, or an equivalent amount of relevant experience in business finance or a related field. ●               A minimum of 3 years of direct experience with licensed Community Development Corporations (CDCs) in the SBA 504 sector as a Sales/Business Development Officer, or at least 4 years of lending experience in the SBA 504 field in a similar capacity. ●               Ability to secure at least $10 million in gross bond debenture approvals annually. ●               Excellent communication skills, including proficiency in public speaking. ●               Familiarity with the fundamentals of commercial business and real estate loan structuring and underwriting. ●               Demonstrated ability in sales and marketing techniques, with a talent for educating business owners, brokers, bankers, civic leaders, and other financial professionals about lending programs. ●               Understanding of financial management principles and practices. ●               Experienced in effectively presenting economic development and financing information to the public. ●               Self-motivated, committed, and adaptable, with strong time management and teamwork abilities. ●               Strong project management skills, capable of handling multiple projects under tight deadlines simultaneously. ●               Willingness to travel within the market for business development purposes as necessary; must possess a valid Driver's License in the designated market. Benefits The salary range for this position is $92,660 - $110,000 and is eligible for commission.   This role is eligible to work remotely. All employees must be legally authorized to work in the United States. The Company will not sponsor applicants for work visas. EEO: Momentus Capital is an equal opportunity employer and is fully committed to providing employment for qualified individuals, free from discrimination on the basis of race, color, religion, sex, age, sexual orientation, gender identity, national origin, disability, marital status, pregnancy, childbirth or related medical conditions, or any other protected characteristic established by applicable law.

The Position Our bank client is seeking to fill a Sr. Lending Officer role in the Bayfield, CO area. The successful candidate will build relationships with key members of the community, building a network while continuing to service the needs of existing customers. This position offers a generous base salary of up to $175K and an excellent benefits package. (This is not a remote position). Sr. Lending Officer responsibilities include: Overall management and performance of the Lending Department. Developing and executing sales strategies to either maintain or gain clients to increase commercial lending revenue and deposit growth. Providing strategic direction for the Lending Department, while also ensuring compliance with all applicable laws and regulations. Maximizing portfolio growth through effective planning, development, and implementation of lending strategies. Ensuring overall soundness of loan portfolio, with the ability to identify and develop long-term strategies that will include initiatives such as portfolio mix, growth strategies, and market penetration objectives. Achieving loan growth goals per annual budget and five-year plan both individually and as a team. Identify opportunities to deliver holistic lending solutions to borrowers. Leading efforts with management to develop and implement appropriate lending products and services. Reviewing existing and new client relationships for credit quality, structure, and pricing. Translating strategic and operating plans into the meaningful direction of projects, goals, priorities, and activities; delivering on the strategy through the right people in the right place at the right time. Ensuring the accuracy of the risk rating system. Monitoring and managing the institution’s portfolio and communicating performance and concerns to top management. Examining, evaluating, and recommending approval of applications for commercial and Ag loan requests. Requirements Who Are You? You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future. You also bring the following skills and experience: Four-year college degree in business, community development, finance, or a related field. Seven or more years of experience in lending, credit risk management commercial, and agricultural financing. Strong credit and underwriting skills, capable of analyzing complex financing requests. Experience working with a wide range of lending products, including commercial, agricultural, and consumer loans. Highly skilled in building cohesive cross-functional teams and facilitating collaborative decision-making and leading high-performing teams. Superior organization and time management skills with attention to detail. Excellent written skills as well as strong communication and negotiating skills. The next step is yours. Email us your current resume along with the position you are considering to: resumes@symicorgroup.com Benefits This position offers a generous base salary of up to $175K and an excellent benefits package. (This is not a remote position).