Agriculture Lender - To 115K - Fort Garland, CO - Job 3567

Debt Resolution Specialist - Driven. Dynamic. Results-Oriented. At BARR Credit Services, a Caine and Weiner Company, we believe that success is a journey filled with opportunities for growth and innovation. We are on the lookout for a passionate and committed Debt Resolution Specialist to join our team and make a meaningful impact in the world of debt recovery. If you are driven, dynamic, and ready to take on the challenges of resolving debts with professionalism and empathy, this role is perfect for you! In this fast-paced environment, you will have the chance to utilize your skills to negotiate solutions that benefit our clients and strengthen our reputation. Key Responsibilities: Engage in discussions to understand their unique situations and negotiate payment solutions. Assess financial documents and analyze credit information to determine resolutions. Document and track all interactions and agreements accurately. Follow up on outstanding commitments and maintain relationships with debtors. Work collaboratively with team members to achieve collective goals and share best practices. Requirements What We're Looking For: 1-3 years of experience in debt collections or related fields. Proficient knowledge of debt resolution strategies and regulatory requirements. Exceptional communication and negotiation skills. Strong problem-solving abilities with attention to detail. A results-oriented mindset with a track record of achieving goals. Ability to thrive in a fast-paced, team-oriented environment. Bilingual is a plus! Benefits Why You’ll Love Working Here: Fun, energetic office culture—we work hard and celebrate wins Comprehensive training program to set you up for success Career growth in a national company with big plans Competitive pay: Base hourly + commission + bonuses Full benefits package: Health & dental insurance 401(k) Paid vacation Ready to Level Up? If you're ready to bring your energy, experience, and ambition to a team that values performance and personality, apply today and let’s grow together!

The Position Our Massachusetts-based bank client is seeking to fill a Hybrid Remote Sr. C&I Credit Analyst role in the Boston, MA area. The position is responsible for obtaining loan request information from commercial lenders or borrowers to analyze credit information, financial statements, and other related information pertaining to the loan. The opportunity has a generous salary of up to $100K plus a bonus and a benefits package including 100% medical premiums paid by the bank and up to 8% 401K match. (This is a hybrid remote position – must live in the Boston, MA area). Sr. C&I Credit Analyst responsibilities include: Supporting the commercial lending functions in managing existing loan relationships and pursuing new loan opportunities primarily by analyzing financial information and identifying credit risks. Analyzing and monitoring the creditworthiness of the Bank’s customers. Assisting commercial loan officers in addressing customer inquiries and servicing requests. Assisting the commercial lenders by interacting with select existing and new customers of the commercial lending team with new loan requests and maintenance of existing customers. Analyzing financial statements, tax returns and bank references to evaluate the financial condition of individuals and businesses applying for credit with the bank. Preparing various written loan reports including loan presentations, annual reviews, credit file comments, and classified asset reports as needed in accordance with the Bank’s loan policy and procedures Recommending credit facilities and structures within the established bank guidelines. Researching background documentation and review personal and business financial statements and tax returns. Reviewing loan files to ensure the completeness of the file and that all collateral has been secured properly. Updating collateral values, as needed on delinquent loans. Requesting and obtaining financial statements on existing borrowers. Preparing, monitoring, and maintaining credit files for the Bank’s commercial loan customers. Performing additional duties as requested, needed, or assigned. Requirements Who Are You? You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future. You also bring the following skills and experience: Bachelor’s degree in Accounting/Finance or related area. Five or more years of Commercial and Industrial Lending credit experience with loan exposures ranging from $500K to $35MM. Extensive knowledge of commercial real estate lending practices and related areas. Extensive knowledge of financial institution policies and procedures. Strong knowledge of department support structures, resources, and personnel. SBA underwriting experience preferred. Formal Credit Training preferred. Benefits The opportunity has a generous salary of up to $100K plus a bonus and a benefits package including 100% medical premiums paid by the bank and up to 8% 401K match. (This is a hybrid remote position – must live in the Boston, MA area).

Commercial Credit Analyst – To $92K – Melrose Park, IL – Job # 3421 Who We Are The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & San Antonio, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves! We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you. The Position Our bank client is seeking to fill a Commercial Credit Analyst role in the Melrose Park, IL market. The successful Credit Analyst candidate will be responsible for processing daily credit transactions per the credit policy and procedures, maintaining records and files on all credit transactions, including correspondence and documents. This position comes with a generous salary of up to $92K and full benefits package. (This is not a remote position). Commercial Credit Analyst responsibilities include: Performing in-depth financial analysis (spreading and analyzing financial statements). Receiving data on prospective and active borrowing accounts, i.e., financial statements, tax returns, agency and credit reports, and interview and investigation sheets. Analyzing data and evaluates the short- and long-run prospects of the individual or company. Making recommendations to appropriate personnel on the granting or denying of loans. Preparing sufficient information to document recommendations, if assigned to a lending function. Suggesting a loan grade after conducting a thorough credit analysis and documentation review. Ensuring that all credit analysis activities are conducted in accordance with prescribed lending policy. Providing thorough documentation of all financial analysis work, including ratios, cash flow, and collateral analysis, and other related information. Accompanying Commercial Lenders on customer’s meetings when needed. Providing leadership, on-the-job training, and technical guidance to the other credit analysts. All other duties assigned. Who Are You? You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future. You also bring the following skills and experience: Bachelor’s Degree in a related field of study preferred specialized financial analysis training. Five or more years of experience as a Credit Analyst required. Experienced in preparing credit presentations. Able to manage/process/track annual reviews of the necessary credits. Thorough knowledge of current lending and loan review regulations and banking regulations, procedures, and operations. Proficient ability to analyze and interpret financial statements. Excellent written and verbal communication skills. Strong organizational skills with an eye for detail. Ability to multi-task. Adept with spreadsheet and word processing software as well as have experience working in a digital office environment. The next step is yours. Email us your current resume along with the position you are considering to: resumes@symicorgroup.com

The Position Our bank client is seeking to fill an SVP – Credit Administrator role in the Dallas, TX area. The successful candidate will oversee the Loan Operations Department with direct management of the VP of Loan Operations. The position includes a generous salary of up to $150K and an excellent benefits package. SVP – Credit Administrator responsibilities include: Booking loans to the core, preparation, and distribution of loan statements, application of loan payments, internal loan document preparation, loan fundings, exception tracking, appraisal administration, and collateral administration. Overseeing the implementation of and serving as the lead administrator for a bank-wide loan origination system, should the Bank decide to adopt a platform. Overseeing regulatory exam preparation and serving as the primary point of contact for regulatory exams on all lending matters. Working in coordination with the Compliance Officer to ensure compliance with all laws and regulations with respect to lending. Performing portfolio-level analytics and stress testing to inform management of risks within the loan portfolio including concentration risk and interest rate risk. Preparing and presenting relevant findings to management and the Board of Directors with recommendation for risk management strategies. Working in coordination with the CFO in preparation of the quarterly ALLL Report. Ensuring that financial spreads and analyses, collateral analyses, and all other components of the underwriting process adequately address credit risks and are presented in an effective manner to all appropriate audiences (approver, auditor, examiner, loan operations, etc.). Serving as the primary point of quality control on credit underwriting ensuring that the underwriting process is efficient and effective. Ensuring the loan policy adequately addresses the banks credit culture and any exceptions to it are properly documented and tracked. Tracking any changes that need to be made throughout the year and presenting annually to the Board of Directors for approval. Managing outsourced loan review audits. Working in coordination with the Compliance Officer and CFO on all internal control audits and financial statement audits as they relate to loan operations. Hiring and development of analysts will be done in partnership with and oversight from the President as the Credit Analyst role is intended to develop into Relationship Managers. Requirements Who Are You? You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future. You also bring the following skills and experience: Bachelor’s Degree, preferably in business, economics, or finance with an emphasis in accounting is preferred. Other business degrees are acceptable with comparable experience. Completion of a formal credit training program is preferred. Five or more years of experience in credit underwriting and analysis. Understanding loan structures, collateral documentation, and bank regulations and compliance is required. Knowledgeable about basic consumer and commercial deposit, credit, and treasury management products. Experience in loan portfolio risk management, loan operations, loan policy, ALLL analysis, bank examinations, and managing people is preferred. Excellent interpersonal people skills with the ability to act in a professional, trust-building, relational manner. Handle multiple projects simultaneously. Proficiency in MS Excel and MS Word. Benefits The position includes a generous salary of up to $150K and an excellent benefits package.

About the Organization The Momentus Capital branded family of organizations - which includes Capital Impact Partners and CDC Small Business Finance and Momentus Securities (an SEC-registered broker-dealer, MSRB-registered, FINRA/SIPC member) - are transforming how capital and investments flow into communities to provide people access to the capital and opportunities they deserve.   We are working to reinvent traditional financial systems and advance locally-led solutions that create economic mobility and generational wealth. Through our continuum of financial, knowledge, and social capital, we offer a comprehensive package of loan products, impact investment opportunities, training and business advising programs, and technology solutions.  Our holistic and streamlined approach offers comprehensive solutions for small business entrepreneurs, real estate developers, community-based organizations, and local leaders at every stage of growth, from inception to expansion. When these leaders have the opportunity to succeed, their communities, their residents – and our country – thrive. Primary Function The Director of Credit Administration is responsible for loan approval and the development, updates  and implementation, and credit risk monitoring of all the small business lending credit policies/guidelines, in accordance with internal guidelines, Small Business Administration (SBA) Standard Operating Procedure (SOP) for  7(a) Small Loan Program, state guaranteed loans and non-guaranteed loans to ensure compliance and adherence to quality control for the aforementioned programs. This position supports the Small Business Lending team charged with continuous growth as a mission based small business lender.  The Director of Credit Administrations reports to the Head of Credit Small Business and Community Development Credit. Requirements Essential Responsibilities: ·       Work in conjunction with the SVP Small Business Lending and the underwriting management to ensure compliance with credit policy, maintain approval of credit exceptions, creation and updates to risk rating worksheets, implementation of credit scoring tools, product development/evaluation, and other technological solutions to boost operational efficiency to support production growth while maintaining sound credit guidelines. ·       Provide review and commentary of credit memorandums completed by Small Business Lending underwriting staff and provide the approvals needed for formal loan approval for loan types above delegated loan limit.  Responsible for ensuring prudent loan approval conditions are outlined and archived in the credit memorandum for each loan approval based on the credit merits and shortfalls of the individual loan prior to final loan approval.  ·       Serve as a member of the approval body for the Commercial Real Estate team Impower 95 real estate backed loans up to the delegated loan approval limit, including providing input on the credit memo review, credit guidelines updates/revisions and approval of credit exceptions as necessary. ·       Oversee compliance risk rating classification for the origination team to make periodic updates to the definitions in collaboration with operations, originations along with approval by Head of Credit. ·       Serve as primary liaison and committee chair for CDC SBL Credit Committee.  Schedule regular quarterly meetings, aggregate and maintain meeting agenda including tracking of any proposed, approved and implemented loan origination credit policies, coordinate regular portfolio performance update and recommendation by the portfolio management, provide regular economic updates and updates for other credit initiatives by the small business lending team.  ·       Lead the review and approval of the monthly risk set aside report for the CDC small business loan portfolio and recommend adjustments to the loan loss allowance provision, coordinate with Portfolio Management and Accounting to review prior loss rate and recommend adjustments based on portfolio performance, charge off activity and risk rating changes. Respond to questions related to Credit functions regarding loan sales as applicable. ·       Support the Head of Credit by preparing the monthly portfolio highlights updates to the SBL portfolio in collaboration with management from operations including adding credit related highlights for dissemination to the broader leadership team at Momentus Capital. ·       Serve as subject matter expert (SME) to provide input and lead technology solutions such as design and automation of the credit memos, including updates and guide process improvement initiatives as it relates to credit functions. ·       Provide general support to Small Business Lending team by answering credit and program requirement questions related to Small Business loan products. ·       Participate in internal, external, SBA 7a Connect and Community Advantage Training Calls and regulatory audits of the Smart Growth credit origination and portfolio, including industry trade association such as NAGGL to stay abreast of best practices and updates. ·       Collaborate on audit responses with the Senior Vice President, Small Business Lending and Momentus Capital audit manager as requested. Prepare any resulting credit policy updates/changes and work with staff to resolve outstanding exception items. ·       Other duties as assigned.  Required Qualifications: ·       Minimum of 10 years’ commercial credit experience, with at least five years of credit approval authority including both SBA 7a loan program, state guarantees, and non-SBA loans as well as real estate backed loans. ·       Bachelor’s degree or advanced degree in business, accounting, finance, or related field preferred. Education level will be considered on a holistic basis considering both education and work experience. ·       Strong technical, financial and analytical skills as well as ability to interpret technical documents, create/maintain risk rating matrix, credit memo design as well as other technical and non-technical templates. ·       Strong written and verbal communication skills, including high level of diplomacy and responsiveness with ability to manage a broad range of program responsibilities.  ·       Excellent organizational and time management skills, operate with a sense of urgency, and independently manage the department’s daily functions. ·       Ability to coach and mentor and collaborate with the underwriting team to arrange training regarding policy updates and changes. ·       Strong interpersonal and problem-solving skills to respond in high-pressure situations, use sound judgment to develop sound solutions, and communicate effectively to navigate difficult conversations. ·       Proficiency in Microsoft Office (especially Word, Excel, and PowerPoint), the Google Suite of products, PowerBI reports (including Google Drive, Calendar, Gmail, Sheets, Docs, and Meet), and zoom, with the ability to quickly learn customer management software and related programs. Benefits The salary range for this position is $106,559 - $142,257 and is eligible for an additional incentive.  This role is eligible to work remotely. All employees must be legally authorized to work in the United States. The Company will not sponsor applicants for work visas. EEO: Momentus Capital is an equal opportunity employer and is fully committed to providing employment for qualified individuals, free from discrimination on the basis of race, color, religion, sex, age, sexual orientation, gender identity, national origin, disability, marital status, pregnancy, childbirth or related medical conditions, or any other protected characteristic established by applicable law.

Commercial Credit Analyst – To $75K – Lombard, IL – Job # 3493 Who We Are The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & Rockport, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves! We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you. The Position Our bank client is seeking to fill a Commercial Credit Analyst role in the Lombard, IL market. The successful Credit Analyst candidate will be responsible for processing daily credit transactions per the credit policy and procedures, maintaining records and files on all credit transactions, including correspondence and documents. This position comes with a generous salary of up to $75K and full benefits package. (This is not a remote position). Commercial Credit Analyst responsibilities include: Performing in-depth financial analysis (spreading and analyzing financial statements). Receiving data on prospective and active borrowing accounts, i.e., financial statements, tax returns, agency and credit reports, and interview and investigation sheets. Analyzing data and evaluates the short- and long-run prospects of the individual or company. Making recommendations to appropriate personnel on the granting or denying of loans. Preparing sufficient information to document recommendations, if assigned to a lending function. Suggesting a loan grade after conducting a thorough credit analysis and documentation review. Ensuring that all credit analysis activities are conducted in accordance with prescribed lending policy. Providing thorough documentation of all financial analysis work, including ratios, cash flow, and collateral analysis, and other related information. Accompanying Commercial Lenders on customer’s meetings when needed. Providing leadership, on-the-job training, and technical guidance to the other credit analysts. All other duties assigned. Who Are You? You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future. You also bring the following skills and experience: Bachelor’s Degree in a related field of study preferred specialized financial analysis training. Five or more years of experience as a Credit Analyst required. Experienced in preparing credit presentations. Able to manage/process/track annual reviews of the necessary credits. Thorough knowledge of current lending and loan review regulations and banking regulations, procedures, and operations. Proficient ability to analyze and interpret financial statements. Excellent written and verbal communication skills. Strong organizational skills with an eye for detail. Ability to multi-task. Adept with spreadsheet and word processing software as well as have experience working in a digital office environment. The next step is yours. Email us your current resume along with the position you are considering to: resumes@symicorgroup.com