Loan Setup & Disclosures Specialist

Commercial Lender – To $145K + Bonus – Memphis, TN – Job # 3469 Who We Are The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & Rockport, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves! We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you. The Position Our bank client is seeking to fill a Commercial Lender role to be based in the Memphis, TN market. The successful candidate will make and service a variety of CRE & C&I loans. The candidate will also assist senior officers in handling larger and more complicated loans and provide other customer services as may be required. The position includes a salary of up to $145K + Bonus and an excellent benefits package. (This is not a remote position) Commercial Lender responsibilities include: Developing and managing commercial loan accounts that meet established lending requirements and provide maximum profitability at minimum risk. Soliciting commercial clients; actively seeking and obtaining quality new business through client and prospect calls, referrals, and cross-selling efforts. Obtaining and maintaining COIs and attending various networking events in the assigned geographic area. Generating a wide variety of commercial and real estate loans. Contributing to deposit growth by cross-selling and promoting additional banking products Collecting and analyzing information that reflects the current creditworthiness of customers and the current merits of existing loans. Reviews and analyzes title reports or surveys to determine issues and any present or potential risks. Analyzing the applicant’s financial status, credit, and property evaluation to determine the feasibility of granting the loan or submitting an application to a credit analyst for verification and recommendation. Meeting with applicants to obtain information for loan applications and to answer questions about the process. Guiding loans through the approval and closing process. Explaining, promoting, cross-selling, or referring banks, insurance, and trust products or services. Representing the Bank in the community through professional and civic involvement is critically important to this role. Who Are You? You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future. You also bring the following skills and experience: A bachelor’s degree in banking, finance, or other related field is preferred. Seven or more years of direct lending or credit support-related experience with a focus on business relationships. Median portfolio managed (CRE/C&I) - $25MM to $60MM Formally credit-trained and /or underwriting knowledge and experience are preferred. Experience analyzing financial statements. Familiarity with the sales, loan processing, and closing processes. Extensive knowledge of Commercial Banking products and services including working knowledge of C&I as well as Owner-Occupied and Investment Commercial Real Estate loans. Thorough knowledge of Federal and State regulations covering commercial banking activities. Ability to expand loans, client relationships, and cross-sell bank products. Strong analytical ability with effective written and verbal communication skills required. Efficient use of Outlook, Word, and Excel applications. Excellent interpersonal skills. The next step is yours.  Email us your current resume along with the position you are considering to: resumes@symicorgroup.com

The Position Our bank client is seeking to fill an SVP – Credit Administrator role in the Dallas, TX area. The successful candidate will oversee the Loan Operations Department with direct management of the VP of Loan Operations. The position includes a generous salary of up to $150K and an excellent benefits package. SVP – Credit Administrator responsibilities include: Booking loans to the core, preparation, and distribution of loan statements, application of loan payments, internal loan document preparation, loan fundings, exception tracking, appraisal administration, and collateral administration. Overseeing the implementation of and serving as the lead administrator for a bank-wide loan origination system, should the Bank decide to adopt a platform. Overseeing regulatory exam preparation and serving as the primary point of contact for regulatory exams on all lending matters. Working in coordination with the Compliance Officer to ensure compliance with all laws and regulations with respect to lending. Performing portfolio-level analytics and stress testing to inform management of risks within the loan portfolio including concentration risk and interest rate risk. Preparing and presenting relevant findings to management and the Board of Directors with recommendation for risk management strategies. Working in coordination with the CFO in preparation of the quarterly ALLL Report. Ensuring that financial spreads and analyses, collateral analyses, and all other components of the underwriting process adequately address credit risks and are presented in an effective manner to all appropriate audiences (approver, auditor, examiner, loan operations, etc.). Serving as the primary point of quality control on credit underwriting ensuring that the underwriting process is efficient and effective. Ensuring the loan policy adequately addresses the banks credit culture and any exceptions to it are properly documented and tracked. Tracking any changes that need to be made throughout the year and presenting annually to the Board of Directors for approval. Managing outsourced loan review audits. Working in coordination with the Compliance Officer and CFO on all internal control audits and financial statement audits as they relate to loan operations. Hiring and development of analysts will be done in partnership with and oversight from the President as the Credit Analyst role is intended to develop into Relationship Managers. Requirements Who Are You? You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future. You also bring the following skills and experience: Bachelor’s Degree, preferably in business, economics, or finance with an emphasis in accounting is preferred. Other business degrees are acceptable with comparable experience. Completion of a formal credit training program is preferred. Five or more years of experience in credit underwriting and analysis. Understanding loan structures, collateral documentation, and bank regulations and compliance is required. Knowledgeable about basic consumer and commercial deposit, credit, and treasury management products. Experience in loan portfolio risk management, loan operations, loan policy, ALLL analysis, bank examinations, and managing people is preferred. Excellent interpersonal people skills with the ability to act in a professional, trust-building, relational manner. Handle multiple projects simultaneously. Proficiency in MS Excel and MS Word. Benefits The position includes a generous salary of up to $150K and an excellent benefits package.

About the Organization The Momentus Capital branded family of organizations - which includes Capital Impact Partners and CDC Small Business Finance and Momentus Securities (an SEC-registered broker-dealer, MSRB-registered, FINRA/SIPC member) - are transforming how capital and investments flow into communities to provide people access to the capital and opportunities they deserve.   We are working to reinvent traditional financial systems and advance locally-led solutions that create economic mobility and generational wealth. Through our continuum of financial, knowledge, and social capital, we offer a comprehensive package of loan products, impact investment opportunities, training and business advising programs, and technology solutions.  Our holistic and streamlined approach offers comprehensive solutions for small business entrepreneurs, real estate developers, community-based organizations, and local leaders at every stage of growth, from inception to expansion. When these leaders have the opportunity to succeed, their communities, their residents – and our country – thrive. Primary Function The Director of Credit Administration is responsible for loan approval and the development, updates  and implementation, and credit risk monitoring of all the small business lending credit policies/guidelines, in accordance with internal guidelines, Small Business Administration (SBA) Standard Operating Procedure (SOP) for  7(a) Small Loan Program, state guaranteed loans and non-guaranteed loans to ensure compliance and adherence to quality control for the aforementioned programs. This position supports the Small Business Lending team charged with continuous growth as a mission based small business lender.  The Director of Credit Administrations reports to the Head of Credit Small Business and Community Development Credit. Requirements Essential Responsibilities: ·       Work in conjunction with the SVP Small Business Lending and the underwriting management to ensure compliance with credit policy, maintain approval of credit exceptions, creation and updates to risk rating worksheets, implementation of credit scoring tools, product development/evaluation, and other technological solutions to boost operational efficiency to support production growth while maintaining sound credit guidelines. ·       Provide review and commentary of credit memorandums completed by Small Business Lending underwriting staff and provide the approvals needed for formal loan approval for loan types above delegated loan limit.  Responsible for ensuring prudent loan approval conditions are outlined and archived in the credit memorandum for each loan approval based on the credit merits and shortfalls of the individual loan prior to final loan approval.  ·       Serve as a member of the approval body for the Commercial Real Estate team Impower 95 real estate backed loans up to the delegated loan approval limit, including providing input on the credit memo review, credit guidelines updates/revisions and approval of credit exceptions as necessary. ·       Oversee compliance risk rating classification for the origination team to make periodic updates to the definitions in collaboration with operations, originations along with approval by Head of Credit. ·       Serve as primary liaison and committee chair for CDC SBL Credit Committee.  Schedule regular quarterly meetings, aggregate and maintain meeting agenda including tracking of any proposed, approved and implemented loan origination credit policies, coordinate regular portfolio performance update and recommendation by the portfolio management, provide regular economic updates and updates for other credit initiatives by the small business lending team.  ·       Lead the review and approval of the monthly risk set aside report for the CDC small business loan portfolio and recommend adjustments to the loan loss allowance provision, coordinate with Portfolio Management and Accounting to review prior loss rate and recommend adjustments based on portfolio performance, charge off activity and risk rating changes. Respond to questions related to Credit functions regarding loan sales as applicable. ·       Support the Head of Credit by preparing the monthly portfolio highlights updates to the SBL portfolio in collaboration with management from operations including adding credit related highlights for dissemination to the broader leadership team at Momentus Capital. ·       Serve as subject matter expert (SME) to provide input and lead technology solutions such as design and automation of the credit memos, including updates and guide process improvement initiatives as it relates to credit functions. ·       Provide general support to Small Business Lending team by answering credit and program requirement questions related to Small Business loan products. ·       Participate in internal, external, SBA 7a Connect and Community Advantage Training Calls and regulatory audits of the Smart Growth credit origination and portfolio, including industry trade association such as NAGGL to stay abreast of best practices and updates. ·       Collaborate on audit responses with the Senior Vice President, Small Business Lending and Momentus Capital audit manager as requested. Prepare any resulting credit policy updates/changes and work with staff to resolve outstanding exception items. ·       Other duties as assigned.  Required Qualifications: ·       Minimum of 10 years’ commercial credit experience, with at least five years of credit approval authority including both SBA 7a loan program, state guarantees, and non-SBA loans as well as real estate backed loans. ·       Bachelor’s degree or advanced degree in business, accounting, finance, or related field preferred. Education level will be considered on a holistic basis considering both education and work experience. ·       Strong technical, financial and analytical skills as well as ability to interpret technical documents, create/maintain risk rating matrix, credit memo design as well as other technical and non-technical templates. ·       Strong written and verbal communication skills, including high level of diplomacy and responsiveness with ability to manage a broad range of program responsibilities.  ·       Excellent organizational and time management skills, operate with a sense of urgency, and independently manage the department’s daily functions. ·       Ability to coach and mentor and collaborate with the underwriting team to arrange training regarding policy updates and changes. ·       Strong interpersonal and problem-solving skills to respond in high-pressure situations, use sound judgment to develop sound solutions, and communicate effectively to navigate difficult conversations. ·       Proficiency in Microsoft Office (especially Word, Excel, and PowerPoint), the Google Suite of products, PowerBI reports (including Google Drive, Calendar, Gmail, Sheets, Docs, and Meet), and zoom, with the ability to quickly learn customer management software and related programs. Benefits The salary range for this position is $106,559 - $142,257 and is eligible for an additional incentive.  This role is eligible to work remotely. All employees must be legally authorized to work in the United States. The Company will not sponsor applicants for work visas. EEO: Momentus Capital is an equal opportunity employer and is fully committed to providing employment for qualified individuals, free from discrimination on the basis of race, color, religion, sex, age, sexual orientation, gender identity, national origin, disability, marital status, pregnancy, childbirth or related medical conditions, or any other protected characteristic established by applicable law.

Commercial Credit Analyst – To $75K – Lombard, IL – Job # 3493 Who We Are The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & Rockport, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves! We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you. The Position Our bank client is seeking to fill a Commercial Credit Analyst role in the Lombard, IL market. The successful Credit Analyst candidate will be responsible for processing daily credit transactions per the credit policy and procedures, maintaining records and files on all credit transactions, including correspondence and documents. This position comes with a generous salary of up to $75K and full benefits package. (This is not a remote position). Commercial Credit Analyst responsibilities include: Performing in-depth financial analysis (spreading and analyzing financial statements). Receiving data on prospective and active borrowing accounts, i.e., financial statements, tax returns, agency and credit reports, and interview and investigation sheets. Analyzing data and evaluates the short- and long-run prospects of the individual or company. Making recommendations to appropriate personnel on the granting or denying of loans. Preparing sufficient information to document recommendations, if assigned to a lending function. Suggesting a loan grade after conducting a thorough credit analysis and documentation review. Ensuring that all credit analysis activities are conducted in accordance with prescribed lending policy. Providing thorough documentation of all financial analysis work, including ratios, cash flow, and collateral analysis, and other related information. Accompanying Commercial Lenders on customer’s meetings when needed. Providing leadership, on-the-job training, and technical guidance to the other credit analysts. All other duties assigned. Who Are You? You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future. You also bring the following skills and experience: Bachelor’s Degree in a related field of study preferred specialized financial analysis training. Five or more years of experience as a Credit Analyst required. Experienced in preparing credit presentations. Able to manage/process/track annual reviews of the necessary credits. Thorough knowledge of current lending and loan review regulations and banking regulations, procedures, and operations. Proficient ability to analyze and interpret financial statements. Excellent written and verbal communication skills. Strong organizational skills with an eye for detail. Ability to multi-task. Adept with spreadsheet and word processing software as well as have experience working in a digital office environment. The next step is yours. Email us your current resume along with the position you are considering to: resumes@symicorgroup.com

Commercial Credit Analyst – To $80K – Philadelphia, PA – Job # 3518 Who We Are The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & Rockport, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves! We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you. The Position Our bank client is seeking to fill a Commercial Credit Analyst role in the Philadelphia, PA market. The successful Credit Analyst candidate will be responsible for processing daily credit transactions per the credit policy and procedures, maintaining records and files on all credit transactions, including correspondence and documents. This position comes with a generous salary of up to $80K and full benefits package. (This is not a remote position). Commercial Credit Analyst responsibilities include: Performing in-depth financial analysis (spreading and analyzing financial statements). Receiving data on prospective and active borrowing accounts, i.e., financial statements, tax returns, agency and credit reports, and interview and investigation sheets. Analyzing data and evaluates the short- and long-run prospects of the individual or company. Making recommendations to appropriate personnel on the granting or denying of loans. Preparing sufficient information to document recommendations, if assigned to a lending function. Suggesting a loan grade after conducting a thorough credit analysis and documentation review. Ensuring that all credit analysis activities are conducted in accordance with prescribed lending policy. Providing thorough documentation of all financial analysis work, including ratios, cash flow, and collateral analysis, and other related information. Accompanying Commercial Lenders on customer’s meetings when needed. Providing leadership, on-the-job training, and technical guidance to the other credit analysts. All other duties assigned. Who Are You? You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future. You also bring the following skills and experience: Bachelor’s Degree in a related field of study preferred specialized financial analysis training. Five or more years of experience as a Credit Analyst required. Experienced in preparing credit presentations. Able to manage/process/track annual reviews of the necessary credits. Thorough knowledge of current lending and loan review regulations and banking regulations, procedures, and operations. Proficient ability to analyze and interpret financial statements. Excellent written and verbal communication skills. Strong organizational skills with an eye for detail. Ability to multi-task. Adept with spreadsheet and word processing software as well as have experience working in a digital office environment. The next step is yours. Email us your current resume along with the position you are considering to: resumes@symicorgroup.com

Job Title: Loan Processor   Position Summary We are seeking an experienced and detail-oriented Processor to join our lending operations team. The ideal candidate will have deep familiarity with residential investment lending, particularly Fix-and-Flip and DSCR loan programs. This role is critical in ensuring the efficient and accurate processing of loans from submission to closing, supporting investors and borrowers with a seamless and responsive experience. Key Responsibilities Loan Intake & Initial Review Review and validate loan applications and required documentation (credit, income, entity docs, purchase contracts, etc.) Ensure completeness and accuracy prior to submission to underwriting Set up files in LOS (Loan Origination System) and maintain all documentation in compliance with internal and regulatory standards Borrower Communication & Support Act as the primary point of contact for borrowers, brokers, and the sales team throughout the processing cycle Clearly communicate outstanding document needs, next steps, and timelines Coordination & Pipeline Management Coordinate with third parties, including title companies, inspections, insurance agents, and closing agents. Monitor and manage a pipeline of active loans to ensure all files are progressing toward timely closings Follow up with internal underwriting and credit teams for file decisions and escalations as needed Verify compliance with loan program guidelines, investor overlays, and risk tolerances Requirements Requirements Education & Experience Experience processing loans for real estate investors (single-family, multi-family, short-term bridge loans) Familiarity with various ownership structures (LLCs, corporations, trusts) Technical Skills Strong understanding of loan documents, title reports, and property insurance requirements Ability to read and interpret credit, background, entity documents, and title reports Soft Skills High attention to detail and organizational skills Excellent written and verbal communication Strong problem-solving abilities and a proactive, solutions-oriented mindset Ability to thrive in a fast-paced, deadline-driven environment Benefits Base Salary Range Entry-Level (1–2 years, limited fix-and-flip/DSCR exposure): $55,000 – $65,000 Mid-Level (3–5 years with relevant experience): $65,000 – $70,000 Compensation & Benefits Competitive salary plus bonus opportunity Health, dental, life, and vision insurance 401(k) with company match Remote or hybrid flexibility depending on location In addition to your resume, please complete the following job fit assessment as part of your application: https://TeamArchitects.asmt.io/X7WH4F99F/LoanProcessorJob-Assessment