Commercial Credit Analyst - To 80K - Philadelphia, PA - Job 3518

Commercial Loan Underwriter – To $115K – West Hollywood, CA – Job # 3213 Who We Are The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & Rockport, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves! We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you. The Position Our bank client is seeking to file a Commercial Loan Underwriter role in the West Hollywood, CA market. The successful candidate will be responsible for preparing written, in-depth, credit analysis for commercial loans. The candidate will analyze financial information and underwrite the creditworthiness of borrowers to ensure compliance with loan policy and all regulatory laws and regulations. This position offers a generous salary of up to $115K and full benefits package. Commercial Loan Underwriter responsibilities include: Managing loan underwriting process by underwriting, processing, and coordinating the closing of business loans in compliance with the Bank’s lending policies and procedures, and federal & state regulations. Collecting and analyzing financial data, financial condition, and level of risk related to various types of borrowing entities and individuals including financial statement analysis, collateral evaluations, trend analysis ratio, and industry analysis. Performing commercial real estate loan stress tests. Preparing written summary of loan terms and conditions and a written narrative explaining the business background, outlining risk factors, and justifying assigned risk rating Conducting a thorough review of balance sheets, income statements, cash flow statements, tax returns, business plans, and projections presented by applicants to assess their ability to generate income sufficient to repay existing and proposed debt. Identifying risks and assisting in structuring loans to mitigate risks. Assigning appropriate risk ratings. Monitoring loan repayment activities and take necessary action to collect on loan payments past due or matured loans. Preparing documentation needed to obtain approvals as appropriate. Interacting with account officers to negotiate loan terms and following up on information required to make decisions on the application. Complying with all bank policies, procedures, state and federal banking laws, and regulations. Serving on task forces and committees as assigned. Who Are You? You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future. You also bring the following skills and experience: Bachelor’s degree in business administration, finance, accounting, or economics. Five or more years’ experience in Commercial Banking / Lending. Experience with cash flow analysis, ratio analysis, and projections is required. Strong knowledge of real estate appraisal techniques, field audit examination techniques, and commercial banking regulations required. Formal bank commercial credit training is a plus. Must have strong knowledge of Word, Excel, Sage works, Outlook, and other bank information systems as required. Solid qualitative and quantity analytical skills required. Excellent analytical, conceptual, writing, and communication skills. Possesses strong organizational skills and can work with limited supervision. Existing knowledge of assigned marketplace preferred. The next step is yours. Email us your current resume along with the position you are considering to: resumes@symicorgroup.com

Commercial Credit Analyst – To $80K – New Orleans, LA – Job # 3429b Who We Are The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & San Antonio, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves! We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you. The Position Our bank client is seeking to fill a Commercial Credit Analyst role in the New Orleans, LA market. The successful Credit Analyst candidate will be responsible for processing daily credit transactions per the credit policy and procedures, and maintaining records and files on all credit transactions, including correspondence and documents. This position comes with a generous salary of up to $80K and full benefits package. (This is not a remote position). Commercial Credit Analyst responsibilities include: Performing in-depth financial analysis (spreading and analyzing financial statements). Receiving data on prospective and active borrowing accounts, i.e., financial statements, tax returns, agency and credit reports, and interview and investigation sheets. Analyzing data and evaluates the short- and long-run prospects of the individual or company. Making recommendations to appropriate personnel on the granting or denying of loans. Preparing sufficient information to document recommendations, if assigned to a lending function. Suggesting a loan grade after conducting a thorough credit analysis and documentation review. Ensuring that all credit analysis activities are conducted in accordance with prescribed lending policy. Providing thorough documentation of all financial analysis work, including ratios, cash flow, and collateral analysis, and other related information. Accompanying Commercial Lenders on customer’s meetings when needed. Providing leadership, on-the-job training, and technical guidance to the other credit analysts. All other duties assigned. Who Are You? You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future. You also bring the following skills and experience: Bachelor’s Degree in a related field of study preferred specialized financial analysis training. Five or more years of experience as a Credit Analyst required. Experienced in preparing credit presentations. Able to manage/process/track annual reviews of the necessary credits. Thorough knowledge of current lending and loan review regulations and banking regulations, procedures, and operations. Proficient ability to analyze and interpret financial statements. Excellent written and verbal communication skills. Strong organizational skills with an eye for detail. Ability to multi-task. Adept with spreadsheet and word processing software as well as have experience working in a digital office environment. The next step is yours. Email us your current resume along with the position you are considering to: resumes@symicorgroup.com

The Position Our bank client is seeking to fill a Hybrid Remote Commercial Lender role to be based in the Naperville, IL market. The successful candidate will make and service a variety of commercial loans. The candidate will also assist senior officers in handling larger and more complicated loans and provide other customer services as may be required. This position offers a generous base salary of up to $165K plus bonus and an excellent benefits package. (This is a hybrid remote position). Commercial Lender responsibilities include: Developing and managing commercial loan accounts that meet established lending requirements and provide maximum profitability at minimum risk. Collecting and analyzing information that reflects the current creditworthiness of customers and the current merits of existing loans. Reviews and analyzes title reports or surveys to determine issues and any present or potential risks. Analyzing the applicant’s financial status, credit, and property evaluation to determine the feasibility of granting the loan or submitting an application to a credit analyst for verification and recommendation. Meeting with applicants to obtain loan application information and answer questions about the process. Guiding loans through the approval and closing process. Explaining, promoting, cross-selling, or referring banks, insurance, and trust products or services. Representing the Bank in the community through professional and civic involvement is critically important to this role. Requirements Who Are You? You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future. You also bring the following skills and experience: Bachelor’s Degree required. Six or more years of progressively greater responsibility and experience in the commercial lending area is a must. $15MM in annual commercial loan production required. Experience analyzing financial statements. Completion of a formalized credit training program is preferred. Thorough knowledge of Federal and State regulations covering commercial banking activities. Strong analytical ability with effective written and verbal communication skills required. Efficient use of Outlook, Word, and Excel applications. Excellent interpersonal skills. Benefits This position offers a generous base salary of up to $150K plus bonus and an excellent benefits package. (This is not a remote position).

M/I Homes has been building new homes of outstanding quality and superior design for more than 40 years. Founded in 1976 by Irving and Melvin Schottenstein and guided by Irving’s drive to always “treat the customer right,” we have fulfilled the dreams of over 140,000 homeowners and grown to become one of the nation’s leading homebuilders. M/I Homes started as a family business and grew into a national leader in a single generation with divisions in 17 markets, including Austin, Charlotte, Chicago, Cincinnati, Columbus, Dallas, Detroit, Ft. Myers/Naples, Houston, Indianapolis, Minneapolis, Nashville, Orlando, Raleigh, San Antonio, Sarasota, and Tampa. Duties and Responsibilities Generates and originates new loan packaging services and assists the home buyer with financing needs.  Provides information to sales staff on current mortgage rates, loan programs and qualification of buyers to assist in potential sales. Interviews loan applicants to gather specific information relative to credit, employment, and financial history. Analyzes and evaluates applicant financial status and credit information to determine qualification and use of appropriate loan programs and interest rate lock. Ensures loan applications are complete and accurate according to policy and for delivery to underwriting for approval. Assist with special projects as requested and perform additional duties as required.   Requirements High school graduate with at least one year of relevant course study including seminars and workshops in addition to specific training in loan origination combined with a minimum of two years related experience; thorough knowledge of loan processing and underwriting fundamentals.  Must have NMLS license. BUILDER MORTGAGE experience preferred. Skills and Abilities:  Customer-service oriented with excellent verbal and written communication skills for interaction with a variety of people inside and outside of the organization.  Strong organization and negotiating skills to develop new business.  Ability to elicit, interpret, analyze, and evaluate given information relative to underwriting guidelines and lender requirements.  Work Conditions: Valid driver’s license required for travel remote sales offices and potential business associates.   Benefits M/I Homes offers a comprehensive benefits package, including medical, dental and vision insurance, company paid life and disability insurance, optional supplemental life insurance, Health Savings Accounts and Flexible Spending Accounts, paid time off (PTO) and paid holidays, paid parental leave, traditional and Roth 401(k) options, a profit sharing plan, an employee stock purchase plan, an employee home purchase plan and more. We are committed to attracting, developing, and retaining diverse talent that reflects the customers we serve and the communities where we live and work. We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing. M/I Financial, LLC 4131 Worth Ave, Suite 460, Columbus, OH 43219. Company NMLS# 50684. For information on MIF licensing, please visit https://www.mihomes.com/financing. #IND123

Sr. Credit Officer – To $150K – Athens, GA – Job # 3214 Who We Are The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & Rockport, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves! We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you. The Position Our bank client seeks to fill a Sr. Credit Officer role in the Athens, GA area. The selected candidate will be responsible for managing the credit analysis and administration teams including recruitment, development, compensation, and performance management. This position includes a generous salary of up to $150K and an excellent benefits package. (This is not a remote position). Sr. Credit Officer responsibilities include: Developing department financial goals including credit quality, volume, and risk distribution. Providing recommendations on loan structure, terms, risk rating, and pricing. Presenting loans to the Bank’s Management Loan Committee and Directors Loan Committee for approval. Working with credit analysts and commercial lenders to ensure consistency and content of loan presentations. Implementing and monitoring credit policies and procedures with controls sufficient to maintain asset quality and credit risk management. Ensuring adherence to credit criteria, information guidelines, underwriting requirements, and performance expectations of the portfolio. Preparing and distributing reports related to loan quality and growth trends and loan product concentrations. Reviewing real estate data and assessing the impact on the Bank’s loan portfolio. Delegating assignments to balance workloads and meet customer expectations. Representing the Bank in communications with regulators, external loan review, auditors, and other parties. Participating in Bank committees including but not limited to Management Loan Committee and Directors Loan Committee. Who Are You? You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future. You also bring the following skills and experience: Bachelor’s degree required. Ten or more years of commercial banking. Ten or more years of progressive leadership experience are required. Experience in credit administration, analysis, and risk mitigation with direct credit approval. Supervisory experience in commercial real estate, construction, and commercial and industrial lending. The next step is yours. Email us your current resume along with the position you are considering to: resumes@symicorgroup.com

SBA Lender – To $120K – Hybrid Remote (Oshkosh, WI) – Job # 3336 Who We Are The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & San Antonio, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves! We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you. The Position Our community bank client is seeking to fill a Hybrid Remote SBA Lender role in the Oshkosh, WI area. The candidate will help with the SBA lending program for the Bank. This position offers a competitive salary of up to $120K and a full benefits package. (This is a hybrid remote position). SBA Lender responsibilities include: Assisting in goal setting and staffing recommendations. Pipeline production. Developing and maintaining a working relationship with area business brokers active in the SBA arena. Soliciting eligible SBA loan prospects. Structuring and pricing the loan requests to meet the guidelines within the SBA SOP Lending Policy. Making decisions pertaining to inquiries, approvals, and requests as they apply to existing policies and procedures, keeping within assigned approval limits, and using these instances as learning tools for employee development. Packaging loans in a manner consistent with SBA requirements. Collecting sufficient information to underwrite the loan requests to the standards established by SBA and the Bank. Preparing and presenting loans to the proper approval authority. Closing the loan in a manner consistent with the SBA authorization and the policies of the Bank. Servicing loan clients by developing and enhancing the client relationship with the Bank. Performing additional duties as assigned or directed. Who Are You? You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future. You also bring the following skills and experience: Bachelor’s degree or equivalent work experience required, course of study in Business, Finance, Accounting, or Economics highly preferred. Knowledge of Credit Analysis is strongly preferred. Five or more years of SBA Lending experience. Work experience in SBA and other government-assisted lending programs, with knowledge of the SBA standard operating procedures. Maintains current and up-to-date knowledge and continues professional development through training to maintain a high degree of competence in all matters pertaining to SBA. Leadership and decision-making skills with the ability to build and lead a proficient SBA team. Strong verbal and written communication skills. Computer (Microsoft Office), Accounting, Credit Analysis, SBA policies and procedures, Commercial banking policies and procedures, financial calculator. The next step is yours. Email us your current resume along with the position you are considering to: resumes@symicorgroup.com