Sr. Manager/Associate Director - Analytics Consulting - Consumer Credit Risk

Tiger Analytics is an advanced analytics consulting firm. We are the trusted analytics partner for several Fortune 100 companies, enabling them to generate business value from data. Our consultants bring deep expertise in Data Science, Machine Learning, and AI. Various market research firms, including Forrester and Gartner, have recognized our business value and leadership. We are seeking someone with a good blend of business consulting skills and a data analytics background. If you are passionate about working on unstructured business problems that can be solved using data, we would like to talk to you. Responsibilities Develops Consumer Credit Review plan using a risk-based approach and executes the Consumer Credit Reviews across all consumer lending products covering credit cards, personal loans, and home equity loans), including performing a risk assessment on the overall portfolio. Collaborates with credit strategy teams to mitigate any identified credit risk concerns. Reports finding through the appropriate, established governance processes. Interacts with business partners, senior management, governance committees, and regulators to present (both orally and written) Consumer Credit Review assessment results and analytic findings in a clear, complete, and concise manner. Develops, manages, and maintains reporting and oversight of consumer credit risk appetite, tolerance, and thresholds. This includes the awareness of consumer credit strategies and the implications of changes in strategy to the profitability of the enterprise. Develops and maintains credit-risk oversight processes, policies, and procedures in accordance with the overall Corporate Risk Management framework and system. Implements and maintains independent credit risk portfolio reporting across all consumer lending products. Requirements  8+ years of experience in risk/spend forecasting with policy experience in credit card, or related financial services industry. Experience in credit review, credit risk management, or internal audit credit risk coverage function at a large financial institution. Consumer Cards End-to-End Domain knowledge, across acquisition, customer management, collections, fraud etc. Risk, Spend and Balance forecasting using policy driver-based approaches. Strong SQL, Python (using Databricks notebooks) experience. Good Excel (graphs, small macros, pivot tables and charts) experience. Good experience with PowerPoint - converting the data to a story and making strategy/portfolio health presentations to leaders. Good understanding of credit acquisition, customer management policy. Benefits Significant career development opportunities exist as the company grows. The position offers a unique opportunity to be part of a small, fast-growing, challenging, and entrepreneurial environment, with a high degree of individual responsibility. Tiger Analytics provides equal employment opportunities to applicants and employees without regard to race, color, religion, age, sex, sexual orientation, gender identity/expression, pregnancy, national origin, ancestry, marital status, protected veteran status, disability status, or any other basis as protected by federal, state, or local law.