Financial Analyst

Our Corporate Finance group is seeking an experienced professional for the role of Portfolio Manager - Corporate Finance & Structured Investor Solutions. The Portfolio Manager will be responsible for underwriting and managing a portfolio of leveraged finance (cash flow) loans and investor facilities (such as NAV, Secondaries, and Participations). This role requires a high level of financial analysis skills, underwriting, and financial modeling. Experience with corporate finance and syndicated lending is preferred. WHAT YOU’LL DO AT CELTIC BANK Lead the credit analysis and underwriting process of leveraged finance loans, including due diligence, risk evaluation, and deal structuring for cash flow-based loan opportunities. The candidate will be responsible for preparing credit approval requests. Manage a portfolio of leveraged finance loans, ensuring optimal performance and risk management. This will include monitoring reporting requirements and compliance with covenants, identifying trends and reporting any potential credit deterioration. Collaborate with partners in operations (documentation/closing and servicing) to ensure consistency with the approved terms & conditions – acts as the first level escalation for issues with documentation/closing and servicing. Maintain strong relationships with clients and stakeholders, providing excellent customer service and resolving any issues in a timely manner. Collaborate with internal teams to streamline processes and improve portfolio performance. Stay updated with market trends and regulatory changes to ensure the portfolio's alignment with industry standards and compliance. Requirements WHAT YOU’LL NEED TO DO IT Bachelor's degree in Finance, Economics, or a related field. An MBA or equivalent is preferred. Demonstrated experience underwriting leverage finance cash flow-based loan structures. Strong understanding of financial statements, accounting principles, and credit analysis. Completion of a formal credit training program is preferred. Minimum of 3 years of relevant experience in banking, specifically in underwriting and portfolio management of leveraged finance loans. Title may be Associate, AVP, or VP, commensurate with experience. Strong knowledge of financial analysis, risk management, and loan structuring. Excellent leadership and team management skills. Strong communication and interpersonal skills. Proficiency in financial modeling and related software. Benefits HOW YOU'LL BENEFIT Medical, dental, vision 401(k) with employer match Life and long-term disability coverage HSA and FSA plans Holidays and paid time off requests Robust wellness program (we’re talking catered meals three times a week, lunch and learns, and onsite gym!) Headquartered in the heart of downtown Salt Lake City, Utah, Celtic Bank was named a top SBA lender in the nation in 2024! Celtic Bank is a leading nationwide lender specializing in SBA 7(a), SBA 504, USDA B&I, express loans, asset-based loans, commercial real estate loans and commercial construction loans. Celtic Bank is an equal opportunity employer and complies with all applicable federal, state and local fair employment practices laws. Physical and Other Requirements This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. The demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Stationary Work: The employee is frequently required to stand; walk; use hands to type, handle documents, and perform other office related duties. Exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects. Mobility: The employee in this position needs to occasionally move between work sites and inside the office to access file cabinets, office machinery, etc. Communicate: The employee is regularly required to talk or hear and will frequently communicate with others. Must be able to read, write and understand fluent English. Work Model: The employee in this position will work either a fully Onsite, or Hybrid work model. All employees, regardless of location, may be required to travel to the Salt Lake City office for mandatory company meetings, events, or related occasions. Utah-based employees: Hybrid work schedule available after initial training period in our Salt Lake City, Utah office – department and job requirements will determine eligibility.

As a Summer M&A Analyst, you will gain first-hand exposure to the fast-paced world of middle-market mergers and acquisitions. The program provides a rigorous and immersive experience, designed to mirror the responsibilities of a full-time Analyst. Summer Analysts are actively involved in live deal execution across multiple industries. Responsibilities include building detailed financial models, performing valuation analyses, preparing confidential information memoranda (CIMs), drafting management presentations, and conducting company, industry, and buyer/seller research. Analysts also support due diligence efforts, data room management, and direct communication with clients, investors, and counterparties. The internship is structured to offer end-to-end transaction experience, from early-stage pitch development to final negotiations and closings. You will collaborate closely with Analysts, Associates, and senior bankers, gaining practical insight into how strategic and financial buyers evaluate investment opportunities and how transactions are executed in real time. In addition to technical training, Summer Analysts develop critical soft skills by participating in client calls, management meetings, and deal team discussions. The role provides a strong foundation for a career in investment banking, private equity, or corporate development, while offering a unique opportunity to contribute directly to high-impact M&A transactions. Requirements Must be a rising college senior or entering the final year of a graduate program Full-time, in-office commitment required; the program runs Monday through Friday, June 1 – July 31 Strong academic performance in finance, accounting, economics, business, or related fields Solid understanding of corporate finance, valuation methods, and financial statement analysis Proficiency in Microsoft Excel and PowerPoint; prior experience with financial modeling preferred Excellent research, analytical, and quantitative skills Strong written and verbal communication abilities Demonstrated ability to manage multiple projects in a fast-paced environment High attention to detail and commitment to accuracy Team-oriented mindset with strong interpersonal skills Prior internship or relevant work experience in finance, consulting, or related field is a plus Benefits Hands-On Deal Exposure – Direct involvement in live M&A transactions, giving interns practical skills that extend beyond the classroom. Mentorship and Training – Guidance from experienced investment bankers through structured training sessions, one-on-one coaching, and regular feedback. Professional Development – Opportunities to build technical skills in financial modeling, valuation, and strategic analysis. Networking Opportunities – Exposure to senior bankers, clients, and industry professionals that can help shape future career paths. Career Advancement – Strong performers may be considered for full-time Analyst or Associate opportunities upon graduation. Competitive Stipend – Participants receive a stipend for the duration of the internship, providing financial support while gaining valuable experience.

Are you a creative financial problem-solver who can think critically under pressure? Do you have experience supporting ARPA or similar government programs? Ripple Effect is looking for a highly skilled and dedicated Business Financial Analyst with at least 6 years of programmatic financial operations experience to support our client’s mission. This role is integral to ensuring the financial health of ARPA-H's innovative health research programs. The Business Finance Analyst will analyze and prepare the organization’s budget and analyze financial data, policies, and procedures to ensure compliance, identify risks, and support financial planning.  If this position sounds of interest, there’s a place for you here at Ripple Effect! We offer a diverse and engaging work environment, with a multitude of incentives and flexible work options that work for you and your lifestyle.  General Information  Job Code: PRO-FN-04T  Location: Ripple Effect Headquarters – Rockville, MD  Employee Type: Exempt, Full-Time Regular   (Ask our recruiters about flexible work arrangements)  Telework: Partial or Full Time  Travel Required: Ad hoc to local client site  Clearance: Public Trust Citizenship: N/A Number of Openings: 3 Salary Range: $96,534.00 - $111,014.00 per year (how we pay and promote)  Responsibilities  Support programmatic, financial, and administrative support to ARPA-H's PHO programs, including but not limited to: financial tracking, data entry and recordkeeping, analysis and reporting, budget preparation, and management of project-specific budgets. Monitor and report on variances, implementing corrective actions as needed to ensure financial sustainability. Reviews the quality of budget and financial data to identify data quality issues, identify data gaps, ensure compliance with financial policies and reconcile budget balances.  Contribute to the development and implementation of recommendations to conform with budgetary policies and achieve financial objectives.   Compiles budget and other financial data in the preparation of budgets, forecasts, and other financial reports and analyses to develop meaningful and useful reports for stakeholders both on a periodic and ad-hoc basis.  Develops briefing materials for senior executives by utilizing financial modeling and data analytic tools to analyze data and produce financial summaries.  Contributes to solicitation preparation and management, tracking of deliverables and milestones, maintaining schedule and calendar, meeting support, preparation of correspondence, and maintaining files. Support relationship management with client, senior executives, and both internal and external stakeholders (e.g., other departments, consultants, vendors, etc.). Provides recommendations on technical approaches to accomplish project objectives for complex or large programs including meeting cadence, budgeting or financial approaches, project timelines, resource needs, communication strategies, and data management. May contribute to selection or implementation of technologies that support financial and budgeting activities, developing automated forecasting and reporting tools to increase productivity.  Requirements Minimum Education and Experience  Bachelor's degree in Accounting, Finance, Business or related field, Masters degree preferred  6 years of relevant experience Basic Requirements  Previous experience supporting a Government Research agency (ARPA-H, DARPA, ONR, R&E, AFRL, etc.) in government program financial and administrative support.   Advanced knowledge of financial modeling and data analytic tools, as well as relevant systems for financial, accounting, property management, reporting, and other related systems.  Strong knowledge of financial principles, practices, and federal regulations.  Demonstrated knowledge of organizational policies and regulations that may impact budgeting and financial compliance. Experience in developing, organizing, forecasting, and maintaining financial budgets and tracking technical and financial milestones.  Experience in creating and coordinating budget and acquisition funding documents and has knowledge/competence in analysis is required.  Advanced experience with Microsoft Excel and familiarity with other MS Office products. Excellent organizational and communication skills, strong attention to detail, and the ability to handle a wide variety of tasks, including briefing support and general administration.  To be successful at Ripple Effect, you must be able to pay attention to details, clearly communicate, work independently, and have an eagerness to learn. Learn more about what makes Ripple so great check out our capabilities.   Skills That Set You Apart  Master's degree or professional certification (e.g., CPA, CFA) Proven experience as a Business Finance Analyst or similar role within a government or research-focused organization.  Demonstrated experience in organizing and facilitating small meetings.  Can operate well in a group dynamic, think creatively and critically, and has a fundamental understanding of government budgeting and a fundamental understanding of government contracting.  Can produce work products that are accurate in presentation, context, and can remain focused in in stressful and fluctuating situations.  If you don’t have all of the skills above, don’t be discouraged—no resume paints a complete picture of a person. There’s a good chance you’re more wonderful than you think, so please apply!  About Ripple Effect  Ripple Effect is an award-winning women-owned small business providing professional consulting and exceptional talent for federal, private, and non-profit clients. We deliver multi-disciplinary solutions across Communications & Outreach, Research & Evaluation, Program Management & Policy, Digital Transformation, and Technical & Scientific Support solutions with a focus on science, research, and healthcare domains.  Hiring Process | Life at Ripple   Benefits Ripple Effect rewards our employees for their contributions to our mission in many ways, from competitive pay and exceptional benefits to a range of work/life programs based on your employment classification and personalized preferences.  -----------------------------------------------------------------------  Ripple Effect is proud to be an equal opportunity workplace and is an affirmative action employer. We are committed to equal employment opportunity regardless of to race, color, religion, sex, national origin, age (40 or older), disability, or genetic information. We also consider qualified applicants regardless of criminal histories, consistent with legal requirements. If you have a disability or special need that requires accommodation during the hiring process, please let us know by contacting our HR department at HR@rippleeffect.com or your recruiter. Eligibility for employment will be verified using E-verify. 

Who we are: Access Analytix is a technology-driven investment and trading firm. Through technology and operational excellence, we implement innovative investment strategies in secondary ticket markets. As a member of our Investment & Trading team, you will be part of a firm that’s reimagining investment in secondary markets. Job Description: As a Pricing Analyst at Access Analytix, you'll play a crucial role in optimizing profitability across our portfolio of event tickets. This position is ideal for individuals who thrive in fast-paced environments and are passionate about trading, investment strategy, and market dynamics. Responsibilities: Market Analysis: Dive into market research and trends to make timely and accurate pricing decisions, keeping our inventory competitive and in high demand. Strategic Exposure: Ensure optimal marketing and exposure of our inventory to boost sales, contributing to the success of our business. Time-sensitive Management: Take charge of time-sensitive inventory tasks, including pricing adjustments, exposure management, and additional ad hoc projects. Effective Decision-Making: Respond swiftly to the dynamics of volatile markets, showcasing your ability to adapt to any situation, anytime, anywhere. End-to-End Oversight: Manage all aspects of incoming acquisitions and outgoing sales, ensuring inventory overviews. Portfolio Insight: Stay on top of the trends daily, keeping us ahead of the curve in market understanding and volatility. Effective Communication: Foster strong internal communication channels by engaging with various departments and company leaders, ensuring seamless collaboration and information flow. Adaptive Collaboration: Contribute to ad hoc projects as assigned, showcasing your adaptability and willingness to take on new challenges. Requirements Who we are looking for: Educational Background: Hold a Bachelor’s degree in Finance, Economics, Accounting, Statistics, Actuarial Sciences, or a related field. Experience: Bring a minimum of 1 year of work experience in a fast-paced environment, with a focus on pricing. Tech Savvy: Display strong efficiency in computer-related tasks, particularly in Microsoft Office Products (Excel, Word). Flexibility: Possess a flexible schedule that accommodates working evenings and weekends during busy times. Organized and Detail-Oriented: Demonstrate exceptional organizational skills and attention to detail, coupled with the ability to prioritize tasks in a fast-paced environment. Working Schedule: Tuesday-Saturday Benefits Access Analytix values its team members and offers competitive compensation, individual bonus opportunities, dynamic role advancement potential, and various workplace perks. Salary: $60,000.00 - $70,000.00 per year + variable performance bonus Benefits: Health, vision, dental insurance, Paid time off, 401(k)

About FP&A at Clinigen: Clinigen is a rapidly growing global specialty pharmaceutical and services company with a unique combination of businesses. Our divisions operate in a complex global regulatory environment and ensure that vital medicines are delivered securely on time and wherever they are needed in the world. The FP&A Manager will direct all commercial Finance and management reporting activities across the business unit.  The successful candidate will lead and drive the CSM commercial Finance Team responsible for generating key activities of budgeting, forecasting, internal reporting, P&L, Balance Sheet, and Cash Flow management all performed to the highest quality and service standards. **Must live within 60 miles from Malvern, PA, USA.** Requirements To be successful in this role you should have: 2-3 years experience in a FP&A role Fully-qualified chartered accountant (CIMA, ACA, CPA or equivalent) preferable Demonstrable experience in a similar position Prior experience of clinical supplies management preferable Business Partnering experience required Must be in the Malvern, PA area Your role at Clinigen: Ensure financial control, drive consistency and robust financial planning for the CSM division owning the provision of Monthly management accounts and relevant KPIs for the business unit Manage the consolidation of global CSM results to generate clear and accurate monthly Business review packs , rolling forecasts and own the Annual budget and long range processes & timetable Take ownership of reviewing the Sales commission plans and payout calculation for the division to ensure a strong financial governance and review of commission payments made each quarter Provide financial input on specific Business or Investment projects, e.g. ERP, Regulatory changes, M&A, licensing deals, and divestments Support the sales leadership with financial review of new Business opportunities & RFI responses Take an active role in reviewing the existing systems and processes to ensure joined-up approach across the business unit and drive continuous improvements in business processes along with the integration of local EU and US processes to be aligned with the Global finance strategy We’re excited about you if you have: Demonstrable strong business and commercial awareness Experience of a multi-site/international team with exposure to tax and international accounting Ensure effective and open communication of key messages to the divisional and Group teams to provide timely and reliable updates around any performance of business changes that arise Benefits While at Clinigen, you’ll enjoy: The culture. Thanks to our diverse opportunities for engagement and involvement, every colleague’s Clinigen experience can be a bit different, and we’re proud of that. We work hard to ensure our company culture is inclusive to people from all backgrounds and social styles. The transparency with leadership. All colleagues can share anonymous feedback with leadership on a weekly basis through our employee engagement platform. We use this feedback to inform our actions and decisions. We’ve been able to take steps to continuously improve how we do things at Clinigen. The benefits. We take pride in having a broad range of activities, systems, and programs that provide a competitive benefit offering and build a culture of celebrating success. EEO. Clinigen is an Equal Opportunity Employer and is committed to providing equal employment opportunities to all applicants and employees without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veteran status, or any other characteristic protected by applicable law. 

We are seeking a high-performing Commercial Project Manager to lead financial oversight and commercial execution across a portfolio of service and digitalization projects. This role is pivotal in ensuring project profitability, compliance, and strategic alignment with business goals. The ideal candidate will bring deep expertise in cost control, revenue recognition, forecasting, and risk mitigation, along with strong leadership and analytical capabilities. Requirements Key Responsibilities Support cost controlling activities for various Controls projects, ensuring adherence to budget and financial targets. Lead financial project setup including WBS structure, performance planning, and SAP configuration Manage revenue recognition processes: monitor actual vs. planned, degree of completion, cost to complete, and ensure compliance with US-GAAP / IFRS Drive financial planning, forecasting, and deviation analysis throughout the project lifecycle Collaborate with Project Managers to ensure quality, scope alignment, and achievement of financial goals (revenue, margin, SG&A, cash flow) Evaluate and mitigate commercial risks, including tax implications, export regulations, and contractual obligations Oversee invoicing, cash flow management, and account receivables to maintain strong financial health Support change management and claim processes to optimize project profitability Required Qualifications Bachelor’s degree in Finance, Accounting, Business Administration, or related field. 5–10 years of experience in financial analysis or commercial project management, preferably in the energy or industrial sector Proficiency in SAP (Billing and Project modules), Microsoft Excel, and financial reporting tools Strong understanding of revenue recognition principles, cost control, and budgeting. Excellent problem-solving, communication, and stakeholder management skills. Experience with risk assessment and compliance frameworks (e.g., Sarbanes-Oxley, export control) Preferred Skills Experience with Salesforce, Tableau, and Power Automate are a plus. Familiarity with Energy products, services, and internal processes. Certification in project management (PMI, IPMA) is a plus.