Loan Officer - Builder Channel Specialist

About the Organization The Momentus Capital branded family of organizations - which includes Capital Impact Partners,  CDC Small Business Finance and Momentus Securities (an SEC-registered broker-dealer, MSRB-registered, FINRA/SIPC member) - are transforming how capital and investments flow into communities to provide people access to the capital and opportunities they deserve. We are working to reinvent traditional financial systems and advance locally-led solutions that create economic mobility and generational wealth. Through our continuum of financial, knowledge, and social capital, we offer a comprehensive package of loan products, impact investment opportunities, training and business advising programs, and technology solutions. Our holistic and streamlined approach offers comprehensive solutions for small business entrepreneurs, real estate developers, community-based organizations, and local leaders at every stage of growth, from inception to expansion. When these leaders have the opportunity to succeed, their communities, their residents – and our country – thrive.     POSITION SUMMARY:   The Loan Officer position is part of the Community Development Lending (CDL) team under Capital Impact Partners (CIP). While the position is remote, candidates residing in Los Angeles, CA or Oakland, CA are strongly preferred. This individual will contribute to projects nationwide, with a primary focus on transactions within CIP's Western region.   The ideal candidate is passionate about community and economic development, and impact investing.   The Loan Officer is responsible for originating and underwriting acquisition/predevelopment, construction, lines of credit, and term loans to support projects in Capital Impact’s key sectors: housing, healthcare, education, healthy food, aging, and cooperatives. The position also involves closing transactions that utilize New Markets Tax Credits (NMTCs).   In accordance with Capital Impact’s lending policies and procedures, the Loan Officer prepares and presents loan narratives and credit memos to the loan committee or other approved Momentus Loan Administration groups for closing. Additionally, they collaborate with the Momentus portfolio management team on ongoing asset management. The role also supports the achievement of lending work plan goals, markets Momentus products, and manages relationships with borrowers, lending partners, technical assistance providers, government agencies, and public officials.   REPORTING RELATIONSHIPS:  The Loan Officer reports to the Director, Western Region. The Loan Officer works closely with the Capital Deployment team, Business Development Officers, and Underwriters on loan closings. They also work with Underwriters and Portfolio Managers on asset management. The Loan Officer communicates regularly with borrowers, third-party lenders, attorneys, and other external stakeholders. Additionally, they attend loan committee meetings and represent Momentus/CIP to outside groups as needed.     ESSENTIAL RESPONSIBILITIES: Marketing/Business Development:   ·       Supports the team in developing the lending pipeline by: helping to screen inquiries for mission and strategic alignment, feasibility, and project readiness; identifying and responding to new business opportunities; and meeting regularly with current CIP clients, potential borrowers, and lending partners to discuss their development pipelines and credit needs. ·       Attends various industry and client functions, representing Momentus/CIP as a part of the client team.  ·       Maintains current knowledge of local, regional and national trends and conditions in the real estate development sector, including policy initiatives that will affect the underwriting, financing, and development processes. ·       Contributes to new product development including researching and analyzing market needs and analyzing credit risk of new product opportunities. Underwriting:    ·       Structures loans both to meet customers’ needs and to comply with internal guidelines based on extensive review and analysis of information gathered from the potential borrower and other sources and in consultation with the Head of Community Development Credit, the SVP of CDL, the Programs team, and other relevant Momentus/CIP staff. ·       Performs due diligence review and evaluation of loan requests, which sometimes include a grant component, including conducting site inspections, analyzing cash flow projections, reviewing appraisals, assessing entitlement status, reviewing environmental reports, understanding market and operating strategy for community facility projects, reviewing organizational capacity and leadership, and spreading/analyzing sponsor financial statements, etc. ·       In consultation with the Director, negotiates with borrowers on all aspects of loans, prepares a credit memo, and secures the appropriate level of approvals from internal staff and/or the appropriate loan committee with a recommendation for action. ·       Collaborates with co-lenders and third-party participants on co-lending and participations, respectively.  In these cases, the Loan Officer mediates between the borrower and co-lender or participant and negotiates all aspects of the loan in accordance with Capital Impact’s agreement with the third party.     Closing:    ·       Following financing approval, drafts an approval letter and coordinates loan documentation and work performed by attorneys and other Momentus/CIP staff.   ·       When a portion of CIP’s loan will be shared with another financial institution, coordinates the distribution of information needed for the other lender to underwrite, approve, and close the loan.  ·       Working in close collaboration with the assigned Underwriter, guides the transaction through closing. The Loan Officer is responsible for ensuring that the business terms of the transaction as reflected in the loan documents are consistent with the underwriting of the loan.  ·       With the Underwriter, develops and maintains files to ensure accuracy and completeness. ·       After loan closing, provides ongoing support to successful transition to the Portfolio Management Officer. ·       Coordinates closely with the applicable Underwriter and Portfolio Manager as part of the relationship management team for each client.     Other Responsibilities: ·       The Loan Officer must consistently provide excellent external relationship management and work closely with all internal lending and operations staff to ensure excellent customer service throughout the client’s relationship with Momentus/CIP.   ·       The Loan Officer must maintain knowledge of all products across Momentus Capital products and refer prospective clients and partners to other Momentus teams when applicable. Requirements ·       A degree in finance, real estate, urban planning, public policy, business administration, or a related field is preferred. However, education and experience are considered holistically. ·       Minimum of 2–3 years of lending experience. Community development lending or mission-driven work is preferred. ·       Experience in community development or real estate lending, including credit analysis, deal structuring, underwriting, and due diligence. Familiarity with loan documentation is required. ·       Familiarity with federal, state, and local development programs, including NMTCs and Community Development Financial Institutions (CDFIs), is a plus. ·       Proficiency in analyzing financials for nonprofit organizations and for-profit developers. ·       Strong communication skills, including public speaking. ·       Knowledge of community facilities is preferred. Knowledge of funding sources for charter schools and community facilities (e.g., childcare centers, health centers, food markets, shelters, and social services). ·       Experience managing multiple projects under tight deadlines and developing innovative products for diverse borrowers. ·       Self-motivated, dedicated, and flexible, with strong time management and collaboration skills. ·       Willingness to travel up to 20%. Benefits The salary range for this position is $92,660 - $123,701 and is eligible for an annual incentive.   This role is eligible to work remotely in California. All employees must be legally authorized to work in the United States. The Company will not sponsor applicants for work visas. EEO: Momentus Capital is an equal opportunity employer and is fully committed to providing employment for qualified individuals, free from discrimination on the basis of race, color, religion, sex, age, sexual orientation, gender identity, national origin, disability, marital status, pregnancy, childbirth or related medical conditions, or any other protected characteristic established by applicable law.  

Commercial union contractor is seeking a very qualified person join us ! Have working knowledge of the following: • Payroll and related payroll reporting functions including certified and union payrolls • HR and Employee benefits • Contractor project billing packages & project compliance You should have the following stuff: • 5+ years construction accounting experience • Construction software experience • Experience with Textura, Procore, etc • Experience with CPR DIR etc Some handy benefits we offer: • Less than normal work week PLUS union holidays • Medical, dental, and vision benefits • 401(k) with possible match • Annual discretionary profit sharing plan contribution Please submit a resume.

Commercial Loan Review Officer – To $130K – Oklahoma City, OK – Job # 3499 Who We Are The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & Rockport, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves! We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you. The Position Our bank client is seeking to fill a Commercial Loan Review Officer role in the Oklahoma City, OK area. The position is responsible for building and maintaining strong customer relationships.  Candidates must possess a high-level of personal accountability, strong credit knowledge, and analytical skills, and previous lending experience. The opportunity has a generous salary of up to $130K and a benefits package.  (This is not a remote position). Commercial Loan Review Officer responsibilities include: Developing and managing commercial loan accounts that meet established lending requirements and provide maximum profitability at minimum risk. Soliciting commercial clients; actively seeking and obtaining quality new business through client and prospect calls, referrals, and cross-selling efforts. Obtaining and maintaining COIs and attending various networking events in the assigned geographic area. Generating a wide variety of commercial and real estate loans. Contributing to deposit growth by cross-selling and promoting additional banking products Collecting and analyzing information that reflects the current creditworthiness of customers and the current merits of existing loans. Reviews and analyzes title reports or surveys to determine issues and any present or potential risks. Analyzing the applicant’s financial status, credit, and property evaluation to determine the feasibility of granting the loan or submitting an application to a credit analyst for verification and recommendation. Meeting with applicants to obtain information for loan applications and to answer questions about the process. Guiding loans through the approval and closing process. Explaining, promoting, cross-selling, or referring banks, insurance, and trust products or services. Representing the Bank in the community through professional and civic involvement is critically important to this role. Who Are You? You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future. You also bring the following skills and experience: Applicants should have a bachelor’s degree in finance or related area   A minimum of 3-5 years of experience in a commercial lender role responsible for business development and  credit administration  Previous credit analyst experience preferred  Excellent communication and customer service skills are required   Proficient in PC usage and standard office applications (i.e. Microsoft Word, Excel & Outlook)   The next step is yours. Email us your current resume along with the position you are considering to: resumes@symicorgroup.com

We are seeking a detail-oriented and organized Accounts Payable Specialist to join our finance team. This is a temporary-to-permanent position. The ideal candidate will be responsible for managing the accounts payable process, ensuring timely and accurate processing of invoices, and maintaining strong vendor relationships. This role requires a solid understanding of financial concepts, accounting principles, and proficiency in various accounting software. Responsibilities • Process accounts payable transactions, including vendor invoices and expense reports, in a timely manner • Reconcile credit card bills and statements • Reconcile accounts payable, receivable as needed • Record daily invoices and expenses • Reconcile monthly vendor statements • Maintain accurate records of all company transactions/accounts/expenses • Assist in the preparation of annual financial statements • Perform other accounting duties as assigned by management • Perform account reconciliations and ensure accuracy of financial records • Collaborate with vendors to resolve discrepancies and inquiries regarding payments • Support payroll management tasks as needed • Provide analysis on accounts payable metrics to improve processes and efficiency Requirements • Proven experience in accounts payable or related accounting roles • Solid understanding of basic accounts payable procedures and principles • Working knowledge of basic accounting software (QuickBooks Desktop) is required • Proficiency in MS Office (especially Excel) and in general computer applications (i.e. email, printers, etc.) • Strong attention to detail and problem-solving skills • Excellent written and verbal communication skills • Works independently and in a team environment • Strong understanding of financial concepts, double entry bookkeeping, and general ledger accounting • Excellent analytical skills with attention to detail for account reconciliation tasks • Proficient in data entry with strong 10-key typing skills • Ability to work independently while collaborating effectively within a team environment • Strong organizational skills to manage multiple priorities efficiently This role is essential for maintaining the financial integrity of our organization while ensuring compliance with all relevant regulations. If you are passionate about accounting and eager to contribute to our team's success, we encourage you to apply. If you meet these criteria, we will enjoy speaking with you and learning how your skillset aligns with our mission and goals. We are committed to providing an environment of mutual respect where employment opportunities are available to all applicants and teammates without regard to race, color, religion, sex, pregnancy (including childbirth, lactation and related medical conditions), national origin, age, physical and mental disability, marital status, sexual orientation, gender identity, gender expression, genetic information (including characteristics and testing), military and veteran status, and any other characteristic protected by applicable law. We believe that diversity and inclusion among our teammates is critical to our success as a growing national company, and we seek to recruit, develop and retain the most talented people from a diverse candidate pool. We are proud to be an Equal Opportunity and Affirmative Action Employer.

The Position Our bank client is seeking to fill a Sr. Credit Analyst role in the East Brunswick, NJ market. The successful candidate will be responsible for performing clear and comprehensive credit analysis on commercial real estate loans including but not limited to multi-family, ground-up construction, construction-to-permanent, purchases, for-sale properties, and acquisitions for new and existing customers – based on historical numbers, projections, and Appraisals. The position includes a generous salary of up to $85K along with an excellent benefits package. (This is not a remote position). Sr. Credit Analyst responsibilities include: Assisting in the analysis/underwriting of credits for the commercial lending area, particularly those related to real estate lending of any type: residential developers, shopping centers, apartment complexes, etc. Spreading and reviewing Business and Personal Tax Return/Financial Statements in the Financial Spreading Program. Preparing Risk Rating forms in conjunction with the Presentations/Annual Reviews. Conducting financial analysis such as NOI, Cash flow, Debt Service Coverage, Loan to Values, Liquidity ratios, leverage, profitability, and loan covenants Formulating/presenting findings, evaluations, credit worthiness, and recommendations to Lenders, Senior Management, and Internal Loan Committees. Mentoring new hires with the internal processes. All other reasonable duties as assigned. Requirements Who Are You? You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future. You also bring the following skills and experience: Bachelor’s degree in accounting, credit, finance, or related field. Ten or more years of Banking and Financial industry experience specializing in Residential /Commercial Real Estate, Construction Underwriting, Financial Analysis, Management Reporting, and strong communication skills Ability to perform credit analyst functions including financial statement spreads and writing loan offering summaries. Good knowledge of commercial real estate and deal structures especially residential development construction. Ability to understand various business structures and related financial statements and tax returns. Ability to work effectively with lending officers to appropriately structure deals. Strong understanding of 3rd party reports such as Commercial / Residential Appraisals (including Absorption Analysis) Environmental Reports and Credit Bureau Reports. Very good oral and written communication techniques. Proficient in Microsoft Office Applications (Word, Excel, PowerPoint). Benefits The position includes a generous salary of up to $85K along with an excellent benefits package. (This is not a remote position).

We are a construction company looking to add a charismatic and organized Front Desk Receptionist/Office Assistant to become an integral part of our team. The primary role of the FDR/OA will be customer service and include administrative duties such as data entry, scheduling, filing, copying, mailing and inventory. Responsibilities - Be the face of the company, greeting clients, employees and other guests in a friendly demeanor wether through calls or in person, you are always ready to help. - Work closely with management to make sure day-to-day operations run smoothly. - Assist with Accounts Receivable and Payable: data entry to track expenses. Perfect for someone wanting to learn more about accounting; experience in Quickbooks a plus but not necessary. - Assist Human Resources with recruitment, on-boarding, training, performance management, dismissals. - Follow work flows, use CRM and project management software. - Assist construction supervisors as needed. - Assist owners directly with property management work, and when needed, ordering, making travel and meal arrangements. Requirements - Should be comfortable in a fast-paced environment and able to meet tight deadlines with accuracy. - Be willing to physically work at our office, not virtually. - Those who are ambitious, have a "go-get-'em" attitude, enjoy humor and genuinely have a love for people will thrive in our work environment! Benefits - Pay is competitive, based on experience - Weekly pay - We offer medical and dental benefits - Holiday and vacation pay \ To apply Apply here on Indeed, or send a cover letter, resume and apply at https://www.habitation.co/job-opportunities Job Type: Full-time, Salary Job Type: Full-time Pay: $22.00 - $24.00 per hour Expected hours: 40 per week Benefits: Dental insurance Health insurance Paid time off Schedule: 8 hour shift Monday to Friday Experience: - Administrative (mailing, emails, filing, data entry etc...): 2 years (Required) - QuickBooks: 1 year (Preferred) Language: English (Required) Work Location: In person