Express Loan Closer

Are you looking to break into a new career—not just a job? Are you looking for a place where there are always opportunities to grow and hard work is rewarded? If you love a challenge, learning new things and have a keen eye for detail, you have what it takes to be a Loan Closer at Celtic Bank. As a Loan Closer at Celtic Bank, you’ll be exposed to the inner workings of SBA lending and gain the knowledge you need to build or continue your career in commercial banking. However, you’re not just another resource in a cubicle; you’re a valued member of an essential team. At Celtic we offer hands-on training and the freedom to do your job well and grow in the process. You’ll have ample opportunities to be mentored and to mentor, so that you can, ultimately, enjoy and excel at your work. And did we mention every day is business casual? We know our employees are more innovative and productive when they feel free to be themselves. Want to know more? Apply for or ask about this opening! It’s time to work for a different kind of bank. WHAT MAKES CELTIC DIFFERENT Managers are mentors Questions are encouraged Business causal is everyday Hard work is rewarded You’re always learning WHAT YOU’LL DO AT CELTIC BANK Manage the commercial small loan closing process to ensure that all closing requirements are met and that closing deadlines are achieved for each loan file in respective pipeline. Ensure loan file accuracy including all packaging documents, satisfaction of credit conditions and compliance with SBA lending requirements. Answer to Audited loan packages to ensure compliance with Bank and regulatory guidelines. Review closing documents for accuracy and compare the documents to commitment and loan summaries Identify missing documents or discrepancies in closing packages and ensure timely satisfaction of requirements. Clear conditions of loan commitments, clear loans for closing and document approved exceptions. Discern and resolve issues that may emerge during the loan closing process. Schedule loans for closing and prepare loan closing worksheets for funding. Maintain superior level of customer service with customers, bank employees and department members. Maintain professional and technical knowledge of all regulations related to closing procedures. Requirements WHAT YOU’LL NEED TO DO IT Demonstrated superior customer service skills. Ability to collaborate, influence and motivate. Exceptional interpersonal, verbal and written communication skills. Strong organizational skills and exceptional attention to detail. Strong time management skills and ability to prioritize work load. Strong multi-tasking skills, ability to handle multiple files or projects at one time. Position requires a highly motivated go-getter with a great attitude. Proficiency in Microsoft Office, Internet and related computer skills. Benefits HOW YOU'LL BENEFIT Medical, dental, vision 401(k) with employer match Life and long-term disability coverage HSA and FSA plans Holidays and paid time off requests Robust wellness program (we’re talking catered meals three times a weeks, lunch and learns, and onsite gym.) Headquartered in the heart of downtown Salt Lake City, Utah, Celtic Bank was named a top SBA lender in the nation in 2024! Celtic Bank is a leading nationwide lender specializing in SBA 7(a), SBA 504, USDA B&I, express loans, asset-based loans, commercial real estate loans and commercial construction loans. Celtic Bank is an equal opportunity employer and complies with all applicable federal, state and local fair employment practices laws. Physical and Other Requirements This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. The demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Stationary Work: The employee is frequently required to stand; walk; use hands to type, handle documents, and perform other office related duties. Exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects. Mobility: The employee in this position needs to occasionally move between work sites and inside the office to access file cabinets, office machinery, etc. Communicate: The employee is regularly required to talk or hear and will frequently communicate with others. Must be able to read, write and understand fluent English. Work Model: The employee in this position will work either a fully Onsite, or Hybrid work model. All employees, regardless of location, may be required to travel to the Salt Lake City office for mandatory company meetings, events, or related occasions. Utah-based employees: Hybrid work schedule available after initial training period in our Salt Lake City, Utah office – department and job requirements will determine eligibility.