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Understanding the specific ZIP codes in Gulfport, Mississippi, is crucial for anyone involved in a real estate transaction, whether buying, selling, or renting. These postal codes are more than just mailing addresses; they define neighborhoods, influence property values, and determine school districts. This guide provides a clear breakdown of Gulfport's primary ZIP codes—39501, 39503, and 39507—and their direct impact on the local housing market, based on an assessment of current geographic and real estate data.
Gulfport MS Zip Codes at a Glance Gulfport is primarily served by three ZIP codes. The ZIP code, an acronym for Zone Improvement Plan, is a system used by the United States Postal Service (USPS) to efficiently route mail. Each code corresponds to a specific delivery area. The following table outlines the core areas covered by each Gulfport ZIP code, which is essential knowledge for targeting your property search effectively.
| ZIP Code | Primary Geographic Coverage |
|---|---|
| 39501 | Downtown Gulfport, the Port of Gulfport, the Mississippi Gulf Coast Community College campus, and the Gulfport-Biloxi International Airport. |
| 39503 | Central and northern areas of the city, including the Garden Park Medical Center, numerous residential subdivisions, and retail corridors along U.S. Highway 49. |
| 39507 | Western and southwestern parts of Gulfport, extending to the Gulf of Mexico and including areas like the Gulfport Sportsplex and the Gulf Islands Waterpark. |
How Zip Codes Influence Gulfport Real Estate Decisions The ZIP code a property resides in can significantly affect its market price and desirability. For instance, properties in ZIP code 39507, with their proximity to the beach and newer residential developments, often command a premium compared to those in other areas. This is not an absolute rule but a general trend observed in market assessments. Factors such as school zoning (like the Gulfport School District versus Harrison County School District), proximity to amenities, and the overall age and condition of the housing stock vary by ZIP code. When evaluating a property, it's critical to compare it with similar homes (comparables or "comps") within the same ZIP code to get an accurate valuation.
Navigating Property Taxes and Ownership Costs by Zip Code While property tax rates are generally set at the county level (Harrison County for Gulfport), the assessed value of your home—which directly determines your tax bill—is influenced by its location. A home's value is partially derived from its neighborhood, which is defined by its ZIP code. Therefore, understanding the typical property values in 39501 versus 39503 can help you forecast long-term ownership costs. It's also important to consider property transfer taxes, which are one-time fees levied by the state or local government when a property changes hands. These costs are typically calculated as a percentage of the sale price and are uniform across the city, but the sale price itself is location-dependent.
Practical Steps for Your Real Estate Search To leverage this information, start by using online real estate portals and filtering listings by the specific Gulfport ZIP code that aligns with your priorities, such as school ratings or commute times. Always verify the property's exact location on a map, as ZIP code boundaries can sometimes be irregular. Furthermore, when obtaining a mortgage pre-approval, lenders will consider the property's location as part of their risk assessment, which can indirectly relate to the ZIP code's historical market stability.
In summary, your choice of a Gulfport MS zip code directly impacts your real estate investment through neighborhood character, property values, and associated costs. Always conduct thorough research within your preferred zip code and consult with local real estate professionals to make a fully informed decision.
