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The Coronado zip code is exclusively 92118, a unique identifier for this coveted island community in San Diego County. This single zip code simplifies mail delivery and is a key data point for understanding the area's exclusive real estate market, property taxes, and community resources. For home buyers, renters, and investors, the 92118 zip code signifies a premium address with distinct market dynamics. This guide provides a factual overview of what this zip code means for property values, local amenities, and essential services.
The 92118 zip code covers the entirety of Coronado, including the main residential and commercial areas, the North Island Naval Air Station, and the famous Coronado Beach. Unlike many cities that are split into multiple zip codes, Coronado's single zip code reinforces its small-town, cohesive identity. All properties within this zip code fall under the jurisdiction of the City of Coronado, which governs local services like law enforcement, public works, and community planning. This administrative uniformity means that residents and property owners deal with a single, centralized local government for municipal matters.
Key areas within the 92118 zip code include:
The Coronado zip code is a significant factor in the area's high assessed value (the value placed on a property for taxation purposes). Properties in 92118 consistently command a premium compared to those in neighboring San Diego zip codes. This is due to the island's limited inventory, high demand, and exceptional quality of life. According to recent market data, the median home price in Coronado is substantially higher than the San Diego County average. The market is characterized by a mix of historic homes, modern luxury estates, and high-end condominiums.
| Property Type | Approximate Median Value (2024) | Key Characteristic |
|---|---|---|
| Single-Family Home | $3.5+ Million | Historic charm or modern luxury |
| Condominium | $1.5+ Million | Often includes ocean or bay views |
| Townhouse | $2.2+ Million | Low-maintenance living in prime locations |
When purchasing a home in the 92118 zip code, understanding property taxes is crucial. The base property tax rate in California is 1% of the purchase price, but additional voter-approved Mello-Roos taxes or special assessments can apply, though they are less common in established areas like Coronado. The total tax rate typically ranges from 1.1% to 1.2% of the property's assessed value. It is essential to review the final tax disclosure documents during escrow for the exact rate applicable to a specific property. These taxes fund local services, including the highly-rated Coronado Unified School District.
For residents and businesses, correctly using the 92118 zip code is vital for ensuring accurate mail delivery and accessing location-based services. When combined with the correct city (Coronado) and state (CA), the zip code ensures efficiency. Many online services, from food delivery to utility providers, use the zip code to verify service area availability. The main post office is located centrally in the Village, providing all standard USPS services for the 92118 area.
The basic five-digit code, 92118, is sufficient for all mail delivery to Coronado. The ZIP+4 code is a more precise nine-digit code used by businesses and mass mailers to streamline delivery to a specific segment of a street, such as a single building or a group of post office boxes. While not necessary for general public use, the ZIP+4 code can improve mail sorting efficiency. Residents can find the specific ZIP+4 code for their address on the USPS website.
In summary, the Coronado zip code 92118 is more than just a mailing address; it is a marker of a distinct real estate market and lifestyle. Key takeaways for anyone interested in this area include:
Prospective buyers and renters should conduct thorough research and consult with real estate professionals to understand the full financial and practical implications of living in this unique community.
