Charlotte, NC Housing Market Update: Prices, Inventory, and Trends for September 2025

The Charlotte, NC housing market in September 2025 presents a nuanced picture of cooling competition amid growing inventory. The key takeaway is that while the median listing price dipped slightly to $439,950, the city's market is outperforming the national average, with homes taking 57 days to sell and inventory levels rising significantly year-over-year. This data suggests a shift towards a more balanced market, offering both opportunities and considerations for buyers and sellers.

What is the Current Median Home Price in Charlotte?

In September, Charlotte's median home listing price experienced a modest decrease from the previous month, settling at $439,950. However, a more granular look reveals a key strength: the price per square foot actually increased by 1.3%. This indicates that while overall listing prices may be adjusting, the underlying value of space is holding firm. This trend contrasts with the national market, where the price per square foot decreased by 0.8% over the same period. The median listing price is a crucial metric representing the middle point of all active home listings, providing a snapshot of the market's pricing level.

Is Housing Inventory Increasing in Charlotte?

Yes, the number of homes for sale in Charlotte saw a notable rise. September data shows 3,026 properties on the market, a 4.3% increase from August and a substantial 30.2% jump compared to September 2024. This growth in active inventory (the total number of homes available for sale) is larger than the typical seasonal pattern and significantly outpaces the national inventory growth of just 0.2%. For buyers, this means more choices and less pressure to make immediate decisions. Conversely, the number of new listings coming to market dipped slightly by 2.3% from the previous month, suggesting that while total supply is up, the flow of new properties may be stabilizing.

How Long Does It Take to Sell a Home in Charlotte?

The pace of the market has moderated. The median days on market—the typical time from listing to going under contract—held steady at 57 days in September. While unchanged from August, this is 13 days longer than in September 2024. This metric indicates homes are selling slower than during the peak market activity of the previous year. Nationally, homes spent an average of 62 days on the market, meaning Charlotte's market is still moving slightly faster than the country as a whole. A longer marketing time can provide buyers with more negotiating leverage.

Practical Advice for Navigating the Charlotte Market

Based on the current data, here’s how buyers and sellers can approach the Charlotte housing market:

• For Sellers: Realistic pricing is critical. With increased inventory and homes taking nearly two months to sell, overpricing your home can lead to it becoming stale. Highlighting your home’s value per square foot could be an effective strategy. Proper staging and marketing are essential to stand out among the competition.
• For Buyers: You have more time and options. The increased inventory and stable days-on-market mean you can conduct thorough research and inspections without the fear of immediate bidding wars. However, with Charlotte's market still outperforming the national average in key areas, desirable properties may not stay available for long.
• For Both Parties: Secure professional guidance. A local real estate agent with expertise in the Charlotte area can provide invaluable insight into hyper-local trends and help you navigate the transaction process, from crafting a competitive offer to negotiating repairs.

The September 2025 data points to a market in transition. The key for success is understanding these shifting dynamics and adapting your strategy accordingly. Focusing on accurate pricing and leveraging local expertise will be the most reliable path to achieving your real estate goals in the current Charlotte environment.