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Beverly, Massachusetts, utilizes four primary zip codes—01915, 01965, 01971, and 01991—which correspond to distinct geographic areas and neighborhoods, directly influencing property characteristics and real estate dynamics. Understanding these zip codes is crucial for buyers, sellers, and renters to accurately target their search, assess property values, and comprehend local amenities. This guide provides a detailed breakdown of each Beverly zip code, including a neighborhood map and key real estate market insights.
Understanding Beverly's Zip Codes
Beverly's zip codes are assigned by the United States Postal Service (USPS) for mail delivery, but they have become important markers for real estate. The city is primarily served by zip code 01915, which covers the downtown area and many central neighborhoods. The other zip codes—01965 (Beverly Farms), 01971 (Prides Crossing), and 01991 (a specific PO Box zone)—represent more specific localities. It is essential to verify the zip code when researching a property, as it can affect everything from school districts to proximity to commuter rail stations.
The following table outlines the primary residential zip codes in Beverly, MA:
| Zip Code | Primary Neighborhood(s) | Key Characteristics |
|---|---|---|
| 01915 | Downtown, Montserrat, Ryal Side | Urban core, Beverly Depot commuter rail, North Shore Medical Center. |
| 01965 | Beverly Farms | Coastal village feel, beaches, upscale historic homes, MBTA commuter rail station. |
| 01971 | Prides Crossing | Exclusive, large estate properties, significant historic homes, limited public transit. |
| 01991 | (PO Boxes only) | Not applicable for residential property addresses; used for postal boxes. |
01915: The Heart of Beverly
Zip code 01915 encompasses Beverly's vibrant downtown and several surrounding residential areas. This zone is characterized by a mix of single-family homes, multi-family properties, and condominiums. A major advantage for residents is direct access to the Beverly Depot, a key stop on the MBTA Newburyport/Rockport commuter rail line, providing a direct link to Boston. The area is also home to Endicott College and North Shore Medical Center. Real estate here is diverse, offering options for first-time buyers, investors, and those seeking a walkable, urban-suburban lifestyle. Property taxes are based on the local property tax rate (a levy on real estate by the local government to fund services like schools and infrastructure).
01965: Beverly Farms and 01971: Prides Crossing
Zip code 01965 covers the Beverly Farms neighborhood, a historic coastal enclave known for its charming village center, beaches like West Beach, and a collection of architecturally significant homes. The market here tends to feature higher-priced, single-family properties, many with water views. The area has its own commuter rail station, enhancing its appeal for Boston commuters. Adjacently, zip code 01971 includes Prides Crossing, one of the most exclusive areas on the North Shore. This neighborhood is renowned for its sprawling estates, significant privacy, and historic landmarks. The real estate market in 01971 is typically low-volume and high-value.
Real Estate Market Considerations by Zip Code
The variation in zip codes translates to tangible differences in real estate markets. As of early 2025, based on our experience assessment, property values in 01971 (Prides Crossing) are generally the highest in the city, followed by 01965 (Beverly Farms). Zip code 01915 offers a broader range of price points. When evaluating a property, it's critical to consider the title insurance (a form of indemnity insurance that protects against financial loss from defects in a property's title) during the closing process. Furthermore, buyers should be aware of Massachusetts-specific transaction costs, including the property transfer tax, commonly referred to as the deed stamp tax, which is paid by the seller at closing.
Key Takeaways for Buyers and Sellers
For anyone navigating the Beverly real estate market, a clear understanding of its zip codes is a practical necessity. Focus your search by aligning your lifestyle needs—such as commute, school preferences, and desired community atmosphere—with the correct zip code. Comparative Market Analyses (CMAs) should be conducted within the specific zip code and neighborhood for accurate pricing. Always verify property-specific details like school districts and flood zones, as these can sometimes vary even within the same zip code. By using the zip code as a starting point, you can efficiently narrow your search and make more informed decisions in this dynamic Massachusetts city.
