What to Do When Your New Car Gets Hit and Becomes a Totaled Vehicle?
3 Answers
After a new car is hit by another party and becomes a totaled vehicle, the owner has the right to demand compensation from the at-fault party for repair costs, loss of items in the vehicle, towing fees; for commercial vehicles, compensation should cover lost income during downtime, while for non-commercial vehicles, reasonable transportation expenses during the period the vehicle is unusable should be reimbursed. The handling steps are as follows: Document the vehicle damage: Carefully inspect the vehicle's condition, preferably carrying a device with photo-taking capabilities to record the scratched areas and overall vehicle status. When taking photos, ensure both parties are present in the frame, and capture multiple angles of the front, rear, and damaged sections of the vehicle. Record basic information: Document the details of both vehicles and their owners, including license plate numbers, driver's licenses, and vehicle registration certificates. Clarify liability determination: Pay special attention to the responsibilities assigned by traffic police during the liability assessment. Common scenarios include: failure to maintain a safe distance, where the rear vehicle is responsible for a rear-end collision; lane changes by a motor vehicle that disrupt normal traffic flow, where the lane-changing party is responsible; at signal-controlled intersections, turning vehicles failing to yield to through traffic. Vehicle damage assessment and claims: First, take the vehicle to an insurance claims service center for damage assessment. During subsequent repairs, keep all repair invoices.
I just bought a new car and it got hit, turning it into a wreck. Heartbreaking as it is, I need to handle it rationally. The first step is to ensure personal safety—pull over immediately and check for injuries to yourself or others. If injuries are severe, call 120 for emergency help. Don’t panic; stay in a safe spot, turn on the hazard lights, and alert vehicles behind you. Calling the police is crucial—dial 110 to have traffic officers arrive and document the accident. They’ll determine fault and issue an accident liability certificate. Remember to take photos from multiple angles, including the other party’s license plate, collision points, and detailed damage to your car. Collect photos of the other driver’s license, contact details, and personal information. Contact your or the other party’s insurance company as soon as possible to report the incident—they know the claims process and can handle compensation requests for the car’s full value or repair costs. A new car losing value after a crash is common, so bring up depreciation loss—the insurer will compensate fully or fairly based on liability. Avoid private settlements; handle everything through proper channels for reliability. Emotionally, it’s tough—seeing a new car become a wreck is disheartening. Talk to a car-savvy friend to relieve stress, but once it’s resolved, drive carefully to avoid further trouble.
I felt really upset when my brand-new car got hit for the first time, but I quickly realized I needed to act fast. After parking safely, I immediately called the police and waited for traffic officers to arrive—this step is crucial as they document everything to help determine liability. Taking photos for evidence is the most practical approach; capture the accident scene and the other party's information clearly to facilitate the claims process later. Contacting the insurance company is key—they can handle compensation for the damaged new car, including depreciation claims since new cars suffer significant value loss. Don’t rush to settle with the other party directly; insurers are better at negotiating. Emotionally, it’s tough—my new car barely had any mileage before this happened. Sharing the experience with friends or community groups for advice can help ease the frustration. After the accident, focus on regaining confidence in driving. Even if the new car is totaled, don’t lose heart—after the settlement, you can replace it with a safer one.
