What to Do If the Other Party Doesn't Cooperate After a Car Accident?
2 Answers
Actively contact and communicate with the other party, preferably keeping phone recordings, as this helps preserve evidence if the other party refuses to follow the proper procedures. Request mediation by the public security department. If an agreement is reached through mediation, the relevant authorities will prepare a road traffic accident compensation mediation agreement, which should be signed by all parties involved. If the traffic police department fails to mediate successfully, the relevant authorities will issue a termination notice for the road traffic accident compensation mediation, allowing you to file a civil lawsuit against the other party. You can also request your own insurance company to exercise subrogation or file a claim with the other party's insurance company.
That time when I got rear-ended in the neighborhood, the other party absolutely refused to report it to insurance and had a really aggressive attitude. I've been through this kind of situation too - it's absolutely infuriating. But losing your temper won't help. Remember to first call 110 to report the accident and secure the scene. Only when the police arrive and issue an accident determination report does it have legal validity. Take photos and videos of the scene from multiple angles with your phone, focusing on capturing the other party's license plate, collision points, and road marking positions. It's best to ask bystanders to serve as witnesses and leave their contact information. Simultaneously, notify your own insurance company to come assess the damage, and provide them with a copy of the police report. If the other party tries to weasel out of paying, gather solid evidence like the accident determination report, photos/videos, and repair invoices to file a lawsuit - the process is straightforward, just consult the service window at the litigation center. Never engage in private arguments or physical altercations with the other party - it just wastes time and you might end up worse off.
