Is it no longer necessary to display insurance stickers on vehicles?
3 Answers
Currently, in some cities across the country, vehicle owners are not required to display insurance stickers on their windshields. It's important to note that this applies only to certain cities nationwide, as electronic insurance policies have not yet been implemented across the entire country. Relevant information about compulsory traffic insurance is as follows: 1. Introduction: The full name of compulsory traffic insurance is "Compulsory Traffic Accident Liability Insurance for Motor Vehicles." It is a mandatory liability insurance where the insurance company compensates for personal injuries, fatalities, and property losses (excluding those of the vehicle's occupants and the insured) caused by road traffic accidents involving the insured vehicle, within the liability limits. 2. Necessity: Compulsory traffic insurance ensures compensation for victims of motor vehicle road traffic accidents and promotes road traffic safety. It provides timely and basic protection for victims of traffic accidents.
The regulations for displaying auto insurance decals have indeed undergone significant changes. Since the promotion of electronic insurance policies in our country, the paper compulsory traffic insurance decals no longer need to be affixed to the windshield. I recall this was implemented in phases starting from 2020, with Guangdong being the first pilot region, and now most cities nationwide have adopted electronic decals. During traffic stops, police can simply scan the license plate to access the electronic policy information, which is super convenient. However, it's worth noting that some provinces might still have transitional policies in place, so I recommend checking with the customer service when purchasing insurance to confirm the regulations in your locality. Although the decal isn't required anymore, it's still mandatory to purchase the compulsory traffic insurance on time. You could run into trouble if you're unable to present the electronic certificate during a random inspection. It's advisable to keep a screenshot of the electronic policy on your phone or follow the insurance company's official account to bind your information for quick access.
I ran into the same issue when renewing my car insurance the other day. After calling customer service, I confirmed that insurance stickers are no longer required. Those little stickers were such a hassle before – they faded easily, never stuck properly, and the edges would always peel during car washes. Now everything's digitalized, and you can check policy details directly in the traffic management app. But do remember to keep the SMS notifications or emails with your e-policy – some parking lots or annual inspections may require them. Last month, a friend driving out of province got pulled over, and with his phone dead, he almost couldn't explain his situation. He had to get his insurer to send verification from their backend system to get through. So while we've ditched the sticker hassle, managing digital proof has become even more crucial.
