Can I Claim Insurance for a Scratch I Caused While Driving?

[SanEva]

You can claim insurance for a scratch you caused to your own car, as it falls under vehicle accidental damage coverage. It's best for the owner to preserve evidence of the scene and report it to the insurance company within 48 hours. If more than 48 hours have passed, the owner must personally visit the insurance company with relevant materials to file a claim. Here is additional information: Impact: For minor scratches, users can handle it themselves. Filing a claim with the insurance company may affect the car insurance rate during the next renewal. Collision Coverage: If you accidentally scratch your car while driving, you can file a claim, provided you have purchased collision coverage. Compulsory traffic insurance (CTPL) and third-party liability insurance are for compensating others and cannot be used for your own vehicle, so this is particularly important to note. If your driving skills are not very proficient, it's advisable to purchase collision coverage for unexpected situations.